3576 Locust Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3576 Locust Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,078 sqft · built 1954
Lot Size	0.114 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2020)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0131-0117-00`

Property Details

APN / Parcel Number

Primary APN	`550-0131-0117-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3576 LOCUST LN
City	CINCINNATI
State	OH
Zip	45238-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCUST LN 50 X 100 LOT 56BRUNE & HARPENAUS 1ST SUBBL B
Legal Subdivision	BRUNE & HARPENAUS 1ST SUB
Legal Block	B
Legal Lot Number	56
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21202

Owner

Source: Hamilton County records · APN 550-0131-0117-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3576 LOCUST LN, CINCINNATI, OH 45238-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Jul 12, 2013 · Amount on Record
Deed Document Number	0000057314
Deed Book / Page	014191 / 002258
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2020
Property Address	3576 LOCUST LN, CINCINNATI, OH 45238-2037
Document Number	0000057314
Book / Page	014191 / 002258
Instrument Date	Jun 12, 2020
Instrument	57314
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3576 LOCUST LN CINCINNATI OH 452382037, CINCINNATI, OH 45238-2037

Mortgage

Document Number	57315
Date	Jun 17, 2020
Book Page	014191/002260
Instrument	57315

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,477.00 (+2.52%)	$47,450 (-) Land $9,545 Building $37,905
2024	$2,416.00 (-0.08%)	$47,450 (-) Land $9,545 Building $37,905
2023	$2,418.00 (-0.04%)	$47,450 (+17.89%) Land $9,545 Building $37,905	$135,570 (+17.89%) Land $27,270 Building $108,300
2022	$2,419.00 Homeowner's exemption	$40,250 Land $8,519 Building $31,731
2020			$115,000 Land $24,340 Building $90,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 473 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.