3588 Locust Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3588 Locust Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,619 sqft · built 1951
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$205,999 (Dec 2022)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0131-0120-00`

Property Details

APN / Parcel Number

Primary APN	`550-0131-0120-00`
Alternative APN	`0010486`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	415 sqft
Basement Area	864 sqft
Finished Basement	340 sqft
Unfinished Basement	524 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	55 sqft
Deck Area	Deck Area
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3588 LOCUST LN
City	CINCINNATI
State	OH
Zip	45238-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	LOCUST LE 54 X 100 IRR LOT 59 BRUNE-HARPENAUS 1ST SUB BLK B
Legal Subdivision	HARPENAUS 1ST SUB
Legal Block	B
Legal Lot Number	59
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	21202

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3588 LOCUST LN, CINCINNATI, OH 45238-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	2022112936
Deed Book / Page	14812 / 1534
Prior Transfer Date	Apr 13, 2013
Prior Transfer Doc	0000000042
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 13, 2022
Property Address	3588 LOCUST LN, CINCINNATI, OH 45238-2037
Document Number	0000112936
Book / Page	14812 / 1534
Map Reference	MB 57 PG 50-52
Instrument Date	Dec 8, 2022
Instrument	2022-0112936
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 LOCUST LN, CINCINNATI, OH 45238-2037

Mortgage

Document Number	0000112937
Date	Dec 13, 2022
Instrument	2022-0112937

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (+2.57%)	$72,101 (+%) Land $9,923 Building $62,178	$206,000 (-) Land $28,350 Building $177,650
2024	$3,663.00 (-0.11%)	$72,099 (-) Land $9,922 Building $62,177
2023	$3,667.00 (+26.67%)	$72,099 (+49.53%) Land $9,922 Building $62,177	$206,000 (+49.54%) Land $28,350 Building $177,650
2022	$2,895.00 Homeowner's exemption	$48,217 Land $8,859 Building $39,358
2020			$137,760 Land $25,310 Building $112,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20