256 Whispering Pine Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 256 Whispering Pine Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2000
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Apr 2019)
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93A 2 1`

Property Details

APN / Parcel Number

Primary APN	`93A 2 1`
Alternative APNs	`6454` `6272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	77,101 sqft (1.77 acres)

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6272
Street Address	256 WHISPERING PINE LN
City	BUMPASS
State	VA
Zip	23024-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	DB 673/359 SEC II LOT 1 DB 1606/354 1.77 AC
Legal Subdivision	WILLOW BROOK ESTATES
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3002
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 WHISPERING PINE LN, BUMPASS, VA 23024-2826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 1, 2019	Grant Deed, Transfer · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	20192548
Deed Book / Page	1606 / 354
Prior Transfer Date	May 11, 2012
Prior Transfer Doc	0000002772
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	256 WHISPERING PINE LN, BUMPASS, VA 23024-2826
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1781/915
Date	Aug 6, 2021
Book Page	1781/915
Instrument	202100009378

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 1, 2019
Property Address	256 WHISPERING PINE LN, BUMPASS, VA 23024-2826
Document Number	0000002548
Book / Page	001606 / 000354
Instrument Date	Mar 25, 2019
Instrument	2548
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 WHISPERING PINE LN MONTPELIER VA 23192, MONTPELIER, VA 23192

Mortgage

Document Number	2549
Date	Apr 1, 2019
Book Page	001606/000358
Instrument	2549

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Mortgage

Document Number	2550,
Date	Apr 1, 2019
Book Page	001606/000372
Instrument	2550

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,480 (+4.25%) Land $58,500 Building $266,980	$325,480 (+4.25%) Land $58,500 Building $266,980
2025	$2,247.00 (+8.81%)	$312,200 (+18.53%) Land $47,300 Building $264,900	$312,200 (+18.53%) Land $47,300 Building $264,900
2024	$2,065.00 (+125.68%)
2023		$263,400 Land $37,500 Building $225,900
2022	$915.00		$263,400 Land $37,500 Building $225,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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