Polk County property record for 3564 Spring Creek Rd, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 2015 |
| Lot Size | 0.306 acres (13,347 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,700 (Feb 2015) |
| Tax Bill | $2,529 (2025) |
| Deeds & Mortgages | May 2019 Loan Modification May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-26-835302-000220 |
| Primary APN | 27-28-26-835302-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 2,394 sqft |
| 1st Floor Area | 1,994 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,347 sqft (0.306 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 166 sqft |
| Shed | 1 Shed |
| Street Address | 3564 SPRING CREEK RD |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 22 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R |
| Legal Phase | 1 |
| Legal Tract | 835302 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 14121 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3564 SPRING CREEK RD, DUNDEE, FL 33838-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2019 | Loan Modification, Mortgage · FHA Mortgage US BK |
| May 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2015 · Amount on Record |
| Deed Sale | Feb 18, 2015 · Amount on Record |
| Deed Document Number | 201529458 |
| Deed Book / Page | 9455 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3564 SPRING CREEK RD, DUNDEE, FL 33838-4408 |
| Document Number | 0108730739 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3564 SPRING CREEK RD DUNDEE FL 338384408, DUNDEE, FL 33838-4408 |
| Document Number | 0108730739 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 010873/000739 |
| Instrument | 122029 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3564 SPRING CREEK RD, DUNDEE, FL 33838-4408 |
| Document Number | 0108730748 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3564 SPRING CREEK RD DUNDEE FL 338384408, DUNDEE, FL 33838-4408 |
| Document Number | 0108730748 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 010873/000748 |
| Instrument | 122030 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,931 (+2.7%) | $247,072 (-8.58%) Land $38,000 Building $209,072 | |
| 2025 | $2,529.00 (+0.96%) Homeowner's exemption | $170,332 (+5.99%) | $270,264 (-1.12%) Land $38,000 Building $232,264 |
| 2023 | $2,505.00 (+3.17%) Homeowner's exemption | $160,711 (+3%) | $273,328 (+1%) Land $37,000 Building $236,328 |
| 2022 | $2,428.00 Homeowner's exemption | $156,030 | $248,485 Land $31,000 Building $217,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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