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3568 Spring Creek Rd, Dundee, FL 33838 Property Records

Polk County property record for 3568 Spring Creek Rd, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 2015
Lot Size0.228 acres (9,949 sqft)
Owner2 Individual Names on Record
Last Sale$294,900 (Feb 2025)
Tax Bill$4,908 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-26-835302-000230

Property Details

APN / Parcel Number

Primary APN27-28-26-835302-000230
Alternative APNs
  • 262827835302000230
  • 62827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,252 sqft
1st Floor Area1,792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area9,949 sqft (0.228 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area391 sqft

Location & Zoning

Street Address3568 SPRING CREEK RD
CityDUNDEE
StateFL
Zip33838-4408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 23
Legal Range27E
Legal Township28S
Legal Section26
Legal SubdivisionMABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase1
Legal Tract835302
Legal Block1
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1058
Census Tract14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3568 SPRING CREEK RD, DUNDEE, FL 33838-4408
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 17, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Aug 17, 2018Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2025 · Amount on Record
Deed SaleFeb 10, 2025 · Amount on Record
Prior SaleMar 28, 2023 · Amount on Record
Deed Document Number202529557
Deed Book / Page13427 / 986
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 28, 2023
Property Address3568 SPRING CREEK RD, DUNDEE, FL 33838-4408
Document Number0000071725
Book / Page12631 / 1993
Map ReferenceMB 151 PG 15-19
Instrument DateMar 24, 2023
Instrument2023071725
Transaction TypeTransfer
Record UpdatedApr 6, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1010 JOANN RD, SOMERVILLE, TN 38068-6018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3568 SPRING CREEK RD, DUNDEE, FL 33838-4408

Mortgage

Document Number0126311995
DateMar 28, 2023
Instrument12631/1995
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3568 SPRING CREEK RD, DUNDEE, FL 33838-4408
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3568 SPRING CREEK RD, DUNDEE, FL 33838-4408

Mortgage

Document Number0000157547
DateJun 17, 2021
Book Page11764/2170
Instrument2021157547
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 17, 2018
Property Address3568 SPRING CREEK RD, DUNDEE, FL 33838-4408
Document Number0105840809
Book / Page010584 / 000809
Instrument DateAug 15, 2018
Instrument175696
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyRIDGE SECURITY TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3568 SPRING CREEK RD DUNDEE FL 338384408, DUNDEE, FL 33838-4408

Mortgage

Document Number105840811
DateAug 17, 2018
Book Page010584/000811
Instrument175697
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,710 (-8.4%) Land $35,000 Building $189,710$224,710 (-8.4%) Land $35,000 Building $189,710
2025$4,908.00 (+85.98%)$245,309 (+42.36%) Land $35,000 Building $210,309$245,309 (-1.11%) Land $35,000 Building $210,309
2023$2,639.00 (+3.69%)$172,311 (+3.32%)$248,069 (+11.92%) Land $34,000 Building $214,069
2022$2,545.00 Homeowner's exemption$166,779$221,653 Land $28,000 Building $193,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2002–2004)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

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