Osceola County property record for 3564 Edsel Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,007 sqft Heated Area |
| Lot Size | 189,138 sqft (4.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $347,900 (2019) |
| Tax Bill | $4,975.00 (2025) |
| Primary APN | 87870 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,007 sqft Heated Area |
| Gross Area | 4,445 sqft Gross Area |
| 1st Floor | 2,007 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 189,138 sqft (4.34 acres) |
| Garage Type | Detached - Finished Garage |
| Garage Area | 564 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 100 sqft Shed |
| Porch | Open Porch |
| Porch Area | 434 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 87870 |
|---|---|
| Street Address | 3564 EDSEL AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 E 1/2 OF LOT 122 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Block | 1 |
| Legal Lot Number | 122 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87870
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3564 EDSEL AVE, SAINT CLOUD, FL 34772-7345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 26, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 02, 2018 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on Record |
| Deed Sale | Feb 26, 2019 · Amount on Record |
| Prior Sale | Apr 02, 2018 · Amount on Record |
| Deed Doc Number | 2019024464 |
| Deed Book / Page | 5482 / 1873 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3564 EDSEL AVE, SAINT CLOUD, FL 34772-7345 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3564 ESEL AVENUE, SAINT CLOUD, FL 34772-7345 |
| Document Number | 0061222223 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 6122/2223 |
| Instrument | 2022002427 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 3564 EDSEL AVE, SAINT CLOUD, FL 34772-7345 |
| Document Number | 0054821873 |
| Book / Page | 5482 / 1873 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019024464 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONSINC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,435.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3564 EDSEL AVE, SAINT CLOUD, FL 34772-7345 |
| Document Number | 2019024465 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019024465 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 02, 2018 |
| Property Address | 3564 EDSEL AVE, SAINT CLOUD, FL 34772-7345 |
| Document Number | 0053092432 |
| Book / Page | 005309 / 002432 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 51170 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4509 PACKARD AVE S ST CLOUD FL 347728162, ST CLOUD, FL 34772-8162 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,975.00 (+6.92%) Homeowner's exemption | $348,533 (+5.99%) | $495,700 (+4.38%) Land $82,200 Building $413,500 |
| 2023 | $4,653.00 (+41.56%) Homeowner's exemption | $328,846 (+40.46%) | $474,900 (+46.44%) Land $81,400 Building $393,500 |
| 2022 | $3,287.00 Homeowner's exemption | $234,123 | $324,300 Land $65,100 Building $259,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 552 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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