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3554 Edsel Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3554 Edsel Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2020
Square Footage2,719 sqft Heated Area
Lot Size196,891 sqft (4.52 acres)
OccupancyOwner Occupied
Last Sale$167,500 (2019)
Tax Bill$8,711.00 (2025)

Property Details

APN / Parcel Number

Primary APN87866
Alternative APN
  • 252630508000011190

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,719 sqft Heated Area
Gross Area4,286 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area196,891 sqft (4.52 acres)
Garage TypeMixed Garage
Garage Area2,250 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Pool Area50 sqft Pool
Deck Area1,850 sqft Deck

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number87866
Street Address3554 EDSEL AVE
CitySAINT CLOUD
StateFL
Zip34772-7345
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST UNIT 2 PB 1 PG 365 LOT 119 LESS THE N 15 FT FOR R/W
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR EST 2
Legal Tract5080
Legal Block1
Legal Lot Number119
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1044
Census Tract43304

Owner

Source: Osceola County records · APN 87866

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3554 EDSEL AVE, SAINT CLOUD, FL 34772-7345
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Loan Modification, Mortgage
WATERSTONE MTG CORP
Oct 23, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Apr 02, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2019 · Amount on Record
Deed SaleOct 23, 2019 · Amount on Record
Deed Doc Number2019137742
Deed Book / Page5611 / 1036
Record RefreshedJun 08, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3554 EDSEL AVE, SAINT CLOUD, FL 34772-7345
Document Number0057240036
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3554 EDSEL AVE ST CLOUD FL 347727345, ST CLOUD, FL 34772-7345

Mortgage

Document Number0057240036
DateMay 18, 2020
Book Page005724/000036
Instrument65421
Lender
NameWATERSTONE MTG CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 23, 2019
Property Address3554 EDSEL AVE, SAINT CLOUD, FL 34772-7345
Document Number0056111036
Book / Page5611 / 1036
Map ReferenceMB 1 PG 365
Instrument DateOct 22, 2019
Instrument2019137742
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyLAND TTL OF PROFESSIONALS LL

Transaction

AmountAmount Recorded
Tax$1,172.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 700355, SAINT CLOUD, FL 34770-0355

Transferred To (Grantee/Buyer)

NameVerified Name
Address3554 EDSEL AVE, SAINT CLOUD, FL 34772-7345

Mortgage

Document Number0056111038
DateOct 23, 2019
Instrument5611/1038
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueNov 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2018
Property Address3554 EDSEL AVE, SAINT CLOUD, FL 34772-7345
Document Number0053092432
Book / Page005309 / 002432
Instrument DateMar 30, 2018
Instrument51170
Transaction TypeTransfer
Record UpdatedApr 19, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4509 PACKARD AVE S ST CLOUD FL 347728162, ST CLOUD, FL 34772-8162

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,711.00 (+11.07%) Homeowner's exemption$618,237 (+10.94%)$693,800 (+8.19%) Land $153,700 Building $540,100
2023$7,843.00 (+10.84%) Homeowner's exemption$557,256 (+10.3%)$641,300 (+26.94%) Land $153,700 Building $487,600
2022$7,076.00 Homeowner's exemption$505,200 Land $122,900 Building $382,300$505,200 Land $122,900 Building $382,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 552 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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