3545 Edsel Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3545 Edsel Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Mobile/Manufactured
Year Built	Built 1990
Square Footage	1,352 sqft Heated Area
Lot Size	103,237 sqft (2.36 acres)
Occupancy	Owner Occupied
Tax Bill	$1,247.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`87850`
Alternative APN	`252630508000011070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Heated Area
Gross Area	2,046 sqft Gross Area
1st Floor	1,352 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	103,237 sqft (2.36 acres)

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	36 sqft Shed
Deck Area	48 sqft Deck
Patio Area	1,013 sqft Patio
Porch	Open Porch
Porch Area	694 sqft Porch
Pole Structure	1,581 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	87850
Street Address	3545 EDSEL AVE
City	SAINT CLOUD
State	FL
Zip	34772-7365
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 N 1/2 OF LOT 107
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR EST 2
Legal Tract	5080
Legal Block	1
Legal Lot Number	107
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1044
Census Tract	43304

Owner

Source: Osceola County records · APN 87850

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3545 EDSEL AVE, SAINT CLOUD, FL 34772-7365
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018
Deed Sale	Dec 14, 2018
Prior Sale	Feb 14, 2001 · Amount on Record
Deed Doc Number	2018182887
Deed Book / Page	01837 / 00462
Record Refreshed	Jun 08, 2026

November 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3545 EDSEL AVE, SAINT CLOUD, FL 34772-7365
Document Number	0054490921
Instrument Date	Nov 23, 2018
Transaction Type	Transfer
Record Updated	Jan 08, 2019
Title Company	OTHER

Transaction

Additional	Interfamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3545 EDSEL AVE ST CLOUD FL 347727365, ST CLOUD, FL 34772-7365

Mortgage

Document Number	0054490921
Date	Dec 14, 2018
Book Page	005449/000921
Instrument	182888

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00 (+12.55%) Homeowner's exemption	$79,442 (+5.98%)	$215,900 (+1.7%) Land $113,700 Building $102,200
2023	$1,108.00 (+5.42%) Homeowner's exemption	$74,956 (+3%)	$212,300 (+30.25%) Land $112,600 Building $99,700
2022	$1,051.00 Homeowner's exemption	$72,773	$163,000 Land $90,100 Building $72,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.