3720 Edsel Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3720 Edsel Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2014
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on File
Last Sale	$614,900 (Feb 2026)
Tax Bill	$4,091 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-26-30-4950-0001-0390`

Property Details

APN / Parcel Number

Primary APN	`36-26-30-4950-0001-0390`
Alternative APNs	`263036495000010390` `88813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,891 sqft
1st Floor Area	1,812 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	123,710 sqft (2.84 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	7 Parking Spaces
Porch	Florida Room
Porch Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3720 EDSEL AVE
City	SAINT CLOUD
State	FL
Zip	34772-8134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 20 A PORTION OF LOT 39: BEG AT NE COR OF LOT 39, S00-49-02E 219.73 FT, S89-45-36W 254.66 FT, N00-37-56W 44.04 FT, S89-46-04W 385.01 FT, N00-37-56W 175.70 FT, , N89-45-57E 638.96 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	36
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	390
Legal Lot Number	39
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1076
Census Tract	43304

Owner

Source: Osceola County records · APN 36-26-30-4950-0001-0390

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2350 RAPOLLO DR, KISSIMMEE, FL 34741-7969
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Feb 05, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Jul 11, 2025 · Amount on Record
Deed Document Number	202626067
Deed Book / Page	6928 / 1742
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2026
Property Address	3720 EDSEL AVE, SAINT CLOUD, FL 34772-8134
Document Number	0069281742
Book / Page	6928 / 1742
Map Reference	MB B PG 20
Instrument Date	Feb 23, 2026
Instrument	2026026067
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,304.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3936 CHAPLAIN RD, SAINT CLOUD, FL 34772-9515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2350 RAPOLLO DR, KISSIMMEE, FL 34741-7969

Mortgage

Document Number	0069281745
Date	Feb 24, 2026
Instrument	6928/1745

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 05, 2018
Property Address	3720 EDSEL AVE, SAINT CLOUD, FL 34772-8134
Document Number	0052800593
Book / Page	005280 / 000593
Instrument Date	Feb 05, 2018
Instrument	19020
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$2,583.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3720 EDSEL AVE ST CLOUD FL 347728134, ST CLOUD, FL 34772-8134

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,091.00 (-11.95%)	$284,756 (-11.45%)	$459,900 (-10.46%) Land $143,400 Building $316,500
2024	$4,646.00 (+2.09%)
2023	$4,551.00 (+3.93%) Homeowner's exemption	$321,584 (+3%)	$513,600 (+19.86%) Land $193,000 Building $320,600
2022	$4,379.00 Homeowner's exemption	$312,218	$428,500 Land $154,400 Building $274,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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