Kenton County property record for 3562 Mills Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 826 sqft · built 1946 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $873 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-047.00 |
| Primary APN | 072-00-00-047.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 826 sqft Finished Area |
| Gross Area | 1,656 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3562 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.1 ACS NS MILLS RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 65800 |
3562 Mills Rd is owner-occupied and held in a trust since September 2012.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3562 MILLS RD, COVINGTON, KY 41015-2477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2012 |
| Transfer Doc | 0005900430 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3562 Mills Rd was $873 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,200 (-) Land $40,000 Building $84,200 | $124,200 (-) Land $40,000 Building $84,200 | |
| 2025 | $873.00 Homeowner's exemption | $124,200 Land $40,000 Building $84,200 | $124,200 Land $40,000 Building $84,200 |
| 2023 | $503.00 Homeowner's exemption | $86,300 Land $40,000 Building $46,300 | $86,300 Land $40,000 Building $46,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3562 Mills Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3562 Mills Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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