Kenton County property record for 3594 Mills Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 648 sqft · built 1955 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (May 2018) |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-045.00 |
| Primary APN | 072-00-00-045.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 648 sqft Finished Area |
| Gross Area | 704 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3594 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.36 ACS NS MILLS RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 65800 |
3594 Mills Rd is owned by two individuals who bought it in May 2018.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9816 DECOURSEY PIKE, RYLAND HGHT, KY 41015-9598 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on File |
| Deed Sale | May 25, 2018 · Amount on File |
| Deed Document Number | 201805 25 059 00152 |
| Deed Book / Page | 4111 / 148 |
| Prior Transfer Date | Jul 6, 2007 |
| Prior Transfer Doc | 0005900246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 25, 2018 |
| Property Address | 3594 MILLS RD, COVINGTON, KY 41015-2477 |
| Document Number | 0000000152 |
| Book / Page | 0I4111 / 000148 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 152 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $42.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9816 DECOURSEY PIKE RYLAND HGHT KY 410159598, RYLAND HGHT, KY 41015-9598 |
The 2025 property tax bill for 3594 Mills Rd was $1,078.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,700 (-) Land $25,000 Building $67,700 | $92,700 (-) Land $25,000 Building $67,700 | |
| 2025 | $1,078.00 | $92,700 Land $25,000 Building $67,700 | $92,700 Land $25,000 Building $67,700 |
| 2023 | $696.00 | $55,200 Land $20,000 Building $35,200 | $55,200 Land $20,000 Building $35,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3594 Mills Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3594 Mills Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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