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  5. Mills Rd

3585 Mills Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3585 Mills Rd, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeOther Improved
Details3 bd · 1 ba · 1,275 sqft · built 1955
Lot Size2.23 acres (97,139 sqft)
OwnerIndividual Name on File
Last Sale$85,500 (Jul 1994)
Tax Bill$1,529 (2025)
Deeds & MortgagesJul 2019 Mortgage
Dec 2018 Transfer
Flood ZoneZone X (minimal risk)
APN060-00-00-029.02

Property Details

APN / Parcel Number

Primary APN060-00-00-029.02

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,275 sqft Finished Area
Gross Area2,202 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area97,139 sqft (2.23 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address3585 MILLS RD
CityCOVINGTON
StateKY
Zip41015-2477
Property CategoryOther
Property TypeOther > Other Improved
Legal Description2.23 ACS SWS MILLS RD
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2001
Census Tract65800

Owner

Source: Kenton County records · APN 060-00-00-029.02

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19362 HIGHWAY 10, CALIFORNIA, KY 41007-8915
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK
Dec 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 1994 · Amount on Record
Deed SaleJul 21, 1994 · Amount on Record
Last Transfer DateDec 14, 2018
Transfer Doc0005900017
Record UpdatedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3585 MILLS RD, COVINGTON, KY 41015-2477
Document Number0000000150
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19362 HIGHWAY 10 CALIFORNIA KY 410078915, CALIFORNIA, KY 41007-8915

Mortgage

Document Number0000000150
DateAug 02, 2019
Book Page0I4304/000228
Instrument150
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 21, 2018
Property Address3585 MILLS RD, COVINGTON, KY 41015-2477
Document Number0000000017
Book / Page004207 / 000206
Instrument DateDec 14, 2018
Instrument17
Transaction TypeTransfer
Record UpdatedJan 07, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19362 HIGHWAY 10 CALIFORNIA KY 410078915, CALIFORNIA, KY 41007-8915

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,529.00 (-4.2%)$131,500 (+3.95%) Land $40,000 Building $91,500$131,500 (+3.95%) Land $40,000 Building $91,500
2023$1,596.00$126,500 Land $35,000 Building $91,500$126,500 Land $35,000 Building $91,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170658002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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