Kenton County property record for 3490 Mills Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 1961 |
| Lot Size | 6.38 acres (277,913 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Mar 2023) |
| Tax Bill | $4,186 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-00-055.00 |
| Primary APN | 060-00-00-055.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,020 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 277,913 sqft (6.38 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 3490 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.38 ACS NES RICE RD AT MILLS RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10170 COPPAGE CT, COVINGTON, KY 41015-7500 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on Record |
| Deed Sale | Mar 28, 2023 · Amount on Record |
| Deed Document Number | 2023137 |
| Deed Book / Page | 219 / 702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 28, 2023 |
| Property Address | 3490 MILLS RD, COVINGTON, KY 41015-2478 |
| Document Number | 0005900137 |
| Book / Page | KC 219 / 702 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 23032805900137 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4009 SELIGMAN DR APT 101, 101, FLORENCE, KY 41042-3087 |
| Name | Verified Name |
|---|---|
| Address | 10170 COPPAGE CT, COVINGTON, KY 41015-7500 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,000 (-) Land $60,000 Building $300,000 | $360,000 (-) Land $60,000 Building $300,000 | |
| 2025 | $4,186.00 (+131.53%) | $360,000 (+89.77%) Land $60,000 Building $300,000 | $360,000 (+89.77%) Land $60,000 Building $300,000 |
| 2023 | $1,808.00 Homeowner's exemption | $189,700 Land $35,000 Building $154,700 | $189,700 Land $35,000 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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