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3560 Imperial Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3560 Imperial Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,599 sqft · built 2006
Lot Size2.31 acres (101,016 sqft)
OwnerIndividual Name on File
Last Sale$356,000 (Dec 2021)
Tax Bill$4,021 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN87862

Property Details

APN / Parcel Number

Primary APN87862
Alternative APN
  • 252630508000011160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,599 sqft Heated Area
Gross Area1,674 sqft
1st Floor Area1,599 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplacePrefabricated

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area101,016 sqft (2.31 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area75 sqft
Deck Area80 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number87862
Street Address3560 IMPERIAL AVE
CitySAINT CLOUD
StateFL
Zip34772-8085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST 2 PB 1 PG 365 S 1/2 LOT 116 LESS W 7.5 FT AND LESS E 25 FT
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR EST 2
Legal Tract5080
Legal Block1
Legal Lot Number116
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1044
Census Tract43304

Owner

Source: Osceola County records · APN 87862

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3560 IMPERIAL AVE, SAINT CLOUD, FL 34772-8085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 17, 2021Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2021 · Amount on Record
Deed SaleDec 17, 2021 · Amount on Record
Prior SaleNov 10, 2003 · Amount on Record
Deed Document Number2021195387
Deed Book / Page6111 / 3
Record UpdatedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3560 IMPERIAL AVE, SAINT CLOUD, FL 34772-8070
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056601550
DateJan 21, 2020
Book Page5660/1550
Instrument2020009563
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 17, 2021
Property Address3560 IMPERIAL AVE, SAINT CLOUD, FL 34772-8085
Document Number0061110003
Book / Page6111 / 3
Map ReferenceMB 1 PG 365
Instrument DateDec 14, 2021
Instrument2021195387
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATYPICAL TITLE INC, ATYPICAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,492.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address840 ROGER AVE NW, PALM BAY, FL 32907-7705

Transferred To (Grantee/Buyer)

NameVerified Name
Address3560 IMPERIAL AVE, SAINT CLOUD, FL 34772-8085

Mortgage

Document Number0000061115
DateDec 17, 2021
Instrument6111/5
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,021.00 (+7.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$284,705 (+5.99%)$325,100 (+3.87%) Land $111,300 Building $213,800
2023$3,742.00 (+4.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$268,624 (+3%)$313,000 (+20.02%) Land $110,200 Building $202,800
2022$3,590.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$260,800 Land $88,100 Building $172,700$260,800 Land $88,100 Building $172,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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