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3445 Imperial Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3445 Imperial Ave, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1987
Lot Size2.24 acres (97,574 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Jan 2022)
Tax Bill$3,776 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-26-30-5080-0001-0840

Property Details

APN / Parcel Number

Primary APN25-26-30-5080-0001-0840
Alternative APNs
  • 263025508000010840
  • 87819

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCustom Design
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area97,574 sqft (2.24 acres)
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3445 IMPERIAL AVE
CitySAINT CLOUD
StateFL
Zip34772-8071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAC
Legal DescriptionST CLOUD MANOR EST 2 PB 1 PG 365 COM AT NE COR OF LOT 84, S 303.72 FT, N 89 DEG W 430.66 FT, N 01 DEG E 171.29 FT, E 253.46 FT, N 01 DEG E 129.94 FT, S 89 DEG E 173.88 FT TO POB
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 2
Legal Tract5080
Legal Block840
Legal Lot Number84
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43304

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3445 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 19, 2022Intrafamily Transfer, Transfer
NEW DOOR TITLE INSURANCE LLC, NEW HOME TITLE LLC
Jun 19, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleMay 4, 2015 · Amount on Record
Deed Document Number20229662
Deed Book / Page6131 / 2468
Prior Transfer DateJan 13, 2022
Prior Transfer Doc0061320020
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2022
Property Address3445 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071
Document Number0061312468
Book / Page6131 / 2468
Map ReferenceMB 1 PG 365
Instrument DateJan 13, 2022
Instrument2022009662
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNEW DOOR TITLE INSURANCE LLC, NEW HOME TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3445 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071

Mortgage

Document Number0061312470
DateJan 19, 2022
Instrument6131/2470
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 19, 2022
Property Address3445 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071
Document Number0061320020
Book / Page6132 / 20
Map ReferenceMB 1 PG 365
Instrument DateJan 13, 2022
Instrument2022009824
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNEW DOOR TITLE INSURANCE LLC, NEW HOME TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3445 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 19, 2018
Property Address3445 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071
Document Number0053530984
Book / Page005353 / 000984
Instrument DateFeb 23, 2018
Instrument94801
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3445 IMPERIAL AVE ST CLOUD FL 347728071, ST CLOUD, FL 34772-8071

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,776.00 (-9.51%) Homeowner's exemption$262,000 (+3.27%) Land $113,100 Building $148,900$262,000 (+3.27%) Land $113,100 Building $148,900
2024$4,173.00 (+0.22%)
2023$4,164.00 (+25.99%)$253,700 (+20.29%) Land $112,000 Building $141,700$253,700 (+20.29%) Land $112,000 Building $141,700
2022$3,305.00$210,900 Land $89,600 Building $121,300$210,900 Land $89,600 Building $121,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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