Osceola County property record for 3465 Imperial Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,916 sqft · built 2022 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,836 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-26-30-5080-0001-0942 |
| Primary APN | 25-26-30-5080-0001-0942 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 1,916 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 224 sqft |
| Patio Area | 340 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3465 IMPERIAL AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 THE S 110 FT OF THE FOLLOWING DESCRIBED LEGAL: COM AT NW COR OF LOT 94, E 25 FT TO POB; CONT E 307.52 FT, S00-42-07E 329.25 FT, S89-59-25W 307.77 FT, N00-39-30W 329.30 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Lot Number | 94 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43304 |
Source: Osceola County records · APN 25-26-30-5080-0001-0942
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3465 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINT MORTGAGE INC |
| Aug 02, 2021 | Deed of Trust, Mortgage · Balloon Mortgage SNOW CONSTRUCTION INC |
| May 20, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 0059622382 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3465 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3454 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Investor | Possibly a Property Investor |
| Document Number | 0062262248 |
|---|---|
| Date | Jun 06, 2022 |
| Book Page | 6226/2248 |
| Instrument | 2022087501 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FISKDALE, MA 01518 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3465 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3454 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Investor | Possibly a Property Investor |
| Document Number | 0060140362 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 6014/362 |
| Instrument | 2021119103 |
| Name | SNOW CONSTRUCTION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT CLOUD, FL 34769 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Apr 01, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 20, 2021 |
| Property Address | 3465 IMPERIAL AVE, SAINT CLOUD, FL 34772-8071 |
| Document Number | 0059622382 |
| Book / Page | 5962 / 2382 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021078063 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3454 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Name | Verified Name |
|---|---|
| Address | 3454 KAISER AVE, SAINT CLOUD, FL 34772-7311 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,836.00 (+4.77%) Homeowner's exemption | $338,541 (+4.42%) | $361,500 (+11.51%) Land $40,000 Building $321,500 |
| 2024 | $4,616.00 (+0.61%) | ||
| 2023 | $4,588.00 (+406.4%) Homeowner's exemption | $324,200 (+710.5%) Land $40,000 Building $284,200 | $324,200 (+710.5%) Land $40,000 Building $284,200 |
| 2022 | $906.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 53 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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