Osceola County property record for 3556 Imperial Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,233 sqft · built 2008 |
| Lot Size | 2.31 acres (100,972 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,387 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 25-26-30-5080-0001-1165 |
| Primary APN | 25-26-30-5080-0001-1165 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,233 sqft Living Area |
| Gross Area | 2,596 sqft |
| 1st Floor Area | 2,233 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 100,972 sqft (2.31 acres) |
| Porch | Florida Room |
|---|---|
| Porch Area | 363 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3556 IMPERIAL AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA2M |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 N 1/2 LOT 116 LESS W 7.5 FT & LESS E 25 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Tract | 5080 |
| Legal Block | 1165 |
| Legal Lot Number | 116 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 43304 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3556 IMPERIAL AVE, SAINT CLOUD, FL 34772-8085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 10, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2023 |
| Deed Sale | Jul 10, 2023 |
| Prior Sale | Apr 23, 2004 · Amount on Record |
| Deed Document Number | 202388497 |
| Deed Book / Page | 6438 / 364 |
| Prior Transfer Date | Jul 5, 2023 |
| Prior Transfer Doc | 0064380364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 10, 2023 |
| Property Address | 3556 IMPERIAL AVE, SAINT CLOUD, FL 34772-8085 |
| Document Number | 0064380364 |
| Book / Page | 6438 / 364 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2023088497 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3556 IMPERIAL AVE, SAINT CLOUD, FL 34772-8085 |
| Name | Verified Name |
|---|---|
| Address | 3556 IMPERIAL AVE, SAINT CLOUD, FL 34772-8085 |
| Document Number | 0006438367 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 6438/367 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3556 IMPERIAL AVE, SAINT CLOUD, FL 34772-8070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3556 IMPERIAL AVE, SAINT CLOUD, FL 34772-8070 |
| Document Number | 0057872702 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 5787/2702 |
| Instrument | 2020118028 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,387.00 (+6.37%) | $161,749 (+5.99%) | $372,600 (+4.22%) Land $99,200 Building $273,400 |
| 2024 | $2,244.00 (+2.37%) | ||
| 2023 | $2,192.00 (+5.08%) Homeowner's exemption | $152,613 (+3%) | $357,500 (+19.53%) Land $98,200 Building $259,300 |
| 2022 | $2,086.00 Homeowner's exemption | $148,168 | $299,100 Land $78,500 Building $220,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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