356 Zonnie Ln, Hampstead, NC 28443 Property Records

Pender County property record for 356 Zonnie Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,799 sqft · built 2019
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2021)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Feb 2019 Construction Loan Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4224-14-7032-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-14-7032-0000`
Alternative APNs	`000043497` `981082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,799 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	18,295 sqft (0.419 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000043497
Old Parcel Number	4224 14 7032 0000
Street Address	356 ZONNIE LN
City	HAMPSTEAD
State	NC
Zip	28443-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L 7, PB 15/4, PART TR C
Legal Subdivision	PERCY L ANDREWS ESTATE DIV C
Legal Tract	C
Legal Lot Number	7
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

356 Zonnie Ln is owned and occupied by an individual who bought it in April 2021.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	356 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Apr 30, 2021	Warranty Deed, Transfer
Aug 12, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage ALPHA MORTGAGE CORP
Aug 1, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	0017444750
Deed Book / Page	1744 / 4750
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	356 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046791589
Date	Feb 21, 2019
Book Page	4679/1589

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 30, 2021
Property Address	356 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Document Number	0047501744
Book / Page	4750 / 1744
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 12, 2019
Property Address	356 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Document Number	0046910292
Book / Page	4691 / 0292
Instrument Date	Aug 7, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2954 N KERR AVE, 2954, WILMINGTON, NC 28405-8677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 ZONNIE LN, HAMPSTEAD, NC 28443-8707

Mortgage

Document Number	0004691295
Date	Aug 12, 2019
Instrument	4691/295

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 1, 2018
Property Address	356 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Document Number	0046692455
Book / Page	004669 / 002455
Instrument Date	Jul 25, 2018
Instrument	20039651
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2954 N KERR AVE WILMINGTON NC 284058677, WILMINGTON, NC 28405-8677

Tax Assessment & Valuation

The 2025 property tax bill for 356 Zonnie Ln was $2,253.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00	$416,000 Land $47,912 Building $368,088	$416,000 Land $47,912 Building $368,088
2023		$221,980 (-) Land $32,940 Building $189,040	$221,980 (-) Land $32,940 Building $189,040
2022	$1,847.00	$221,980 Land $32,940 Building $189,040	$221,980 Land $32,940 Building $189,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 356 Zonnie Ln in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Zonnie Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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