400 Zonnie Ln, Hampstead, NC 28443 Property Records

Pender County property record for 400 Zonnie Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2018
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,500 (Jun 2018)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4224-13-8895-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-13-8895-0000`
Alternative APNs	`000036243` `980627`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Patio Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000036243
Street Address	400 ZONNIE LN
City	HAMPSTEAD
State	NC
Zip	28443-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LT 9, PB 15/4 PART TR C
Legal Tract	C
Legal Lot Number	9
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 ZONNIE LN, HAMPSTEAD, NC 28443-8722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MAGNOLIA BANK
Jun 29, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 18, 2018	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA
Nov 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Book / Page	4667 / 2944
Last Transfer Date	Oct 22, 2020
Transfer Doc	0047291046
Record Updated	Jun 8, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Oct 27, 2020
Property Address	400 ZONNIE LN, HAMPSTEAD, NC 28443-8722
Document Number	0047291046
Book / Page	4729 / 1046
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 ZONNIE LN, 400, HAMPSTEAD, NC 28443-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ZONNIE LN, HAMPSTEAD, NC 28443-8722

Mortgage

Document Number	0047291049
Date	Oct 27, 2020
Instrument	4729/1049

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 29, 2018
Property Address	400 ZONNIE LN, HAMPSTEAD, NC 28443-8722
Document Number	0046672944
Book / Page	4667 / 2944
Instrument Date	Jun 29, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233A MERCHANTS CIR # CIR100, 233A, HAMPSTEAD, NC 28443-5369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ZONNIE LN, HAMPSTEAD, NC 28443-8722

Mortgage

Document Number	0046672949
Date	Jun 29, 2018
Instrument	4667/2949

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Recording Date	Apr 18, 2018
Property Address	400 ZONNIE LN, HAMPSTEAD, NC 28443-8722
Document Number	0046622863
Book / Page	004662 / 002863
Instrument Date	Apr 18, 2018
Instrument	20035656
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	46622863
Date	Apr 18, 2018
Book Page	004662/002863
Instrument	20035656

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 30, 2017
Property Address	400 ZONNIE LN, HAMPSTEAD, NC 28443-8722
Document Number	0046551599
Book / Page	004655 / 001599
Instrument Date	Nov 30, 2017
Instrument	20031072
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233 A MERCHANT CIR #100 HAMPSTEAD NC 28443, 100, HAMPSTEAD, NC 28443

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (+25.02%)	$323,246 (+87.51%) Land $53,235 Building $270,011	$323,246 (+87.51%) Land $53,235 Building $270,011
2023		$172,385 (-) Land $32,940 Building $139,445	$172,385 (-) Land $32,940 Building $139,445
2022	$1,435.00	$172,385 Land $32,940 Building $139,445	$172,385 Land $32,940 Building $139,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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