331 Zonnie Ln, Hampstead, NC 28443 Property Records

Pender County property record for 331 Zonnie Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 2018
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$184,500 (Nov 2018)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4224-14-7248-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-14-7248-0000`
Alternative APNs	`000025305` `982538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,234 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000025305
Old Parcel Number	4224 14 7248 0000
Street Address	331 ZONNIE LN
City	HAMPSTEAD
State	NC
Zip	28443-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LT 2,PB 41/48 H T GROVES DIVISION
Legal Subdivision	H T GROVES DIVISION
Legal Lot Number	2
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage MILEND INC
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Apr 18, 2018	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA
Nov 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	0015924674
Deed Book / Page	1592 / 4674
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Jul 20, 2026
Property Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Document Number	0020158801
Book / Page	4898 / 1459
Instrument Date	Jul 15, 2026
Instrument	202620158801
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707

Mortgage

Document Number	0020158801,
Date	Jul 20, 2026
Book Page	4898/1459
Instrument	202620158801

Lender

Name	MILEND INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	PA AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047792809
Date	Feb 17, 2022
Book Page	4779/2809

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 16, 2018
Property Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Document Number	0046741592
Book / Page	4674 / 1592
Map Reference	MB41 PG48
Instrument Date	Nov 12, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 MERCHANTS CIR # 100, 233, HAMPSTEAD, NC 28443-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707

Mortgage

Document Number	0046741594
Date	Nov 16, 2018
Instrument	4674/1594

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Recording Date	Apr 18, 2018
Property Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Document Number	0046622863
Book / Page	004662 / 002863
Instrument Date	Apr 18, 2018
Instrument	20035656
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	46622863
Date	Apr 18, 2018
Book Page	004662/002863
Instrument	20035656

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 30, 2017
Property Address	331 ZONNIE LN, HAMPSTEAD, NC 28443-8707
Document Number	0046551621
Book / Page	004655 / 001621
Instrument Date	Nov 16, 2017
Instrument	20031077
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$53.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233A MERCHANTS CIR #100 HAMPSTEAD NC 284435040, 100, HAMPSTEAD, NC 28443-5040

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+25.12%)	$302,901 (+76.9%) Land $51,125 Building $251,776	$302,901 (+76.9%) Land $51,125 Building $251,776
2023		$171,228 (-) Land $34,068 Building $137,160	$171,228 (-) Land $34,068 Building $137,160
2022	$1,425.00	$171,228 Land $34,068 Building $137,160	$171,228 Land $34,068 Building $137,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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