276 Zonnie Ln, Hampstead, NC 28443 Property Records

Pender County property record for 276 Zonnie Ln, Hampstead, NC 28443

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,904 sqft · built 2004
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4224-14-4249-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-14-4249-0000`
Alternative APNs	`000049677` `960685`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	20,909 sqft (0.48 acres)
Deck Area	224 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000049677
Street Address	276 ZONNIE LN
City	HAMPSTEAD
State	NC
Zip	28443-8704
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R20
Legal Description	.48 AC PB 15/4 PORTION TR C
Legal Subdivision	PERCY L ANDREWS ESTATE DIVISION
Legal Tract	C
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

276 Zonnie Ln, a residential property, is owned and occupied by two individuals who acquired it in September 2012.

Source: Pender County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	276 ZONNIE LN, HAMPSTEAD, NC 28443-8704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012
Deed Sale	Sep 27, 2012
Deed Document Number	20124139_00011
Deed Book / Page	4139 / 11
Prior Transfer Date	Nov 14, 2006
Prior Transfer Doc	0030990277
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 4, 2022
Property Address	276 ZONNIE LN, HAMPSTEAD, NC 28443-8704
Document Number	0047782757
Book / Page	4778 / 2757
Instrument Date	Feb 2, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 CIRRUS CT, 94, HAMPSTEAD, NC 28443-0708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 ZONNIE LN, HAMPSTEAD, NC 28443-8704

Mortgage

Document Number	0047782761
Date	Feb 4, 2022
Instrument	4778/2761

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	276 ZONNIE LN, HAMPSTEAD, NC 28443-8704
Document Number	0046642926
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	276 ZONNIE LN HAMPSTEAD NC 284438704, HAMPSTEAD, NC 28443-8704

Mortgage

Document Number	0046642926
Date	May 18, 2018
Book Page	004664/002926
Instrument	20036836

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 276 Zonnie Ln was $1,604.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00	$364,601 Land $52,731 Building $311,870	$364,601 Land $52,731 Building $311,870
2023		$151,839 (-) Land $34,631 Building $117,208	$151,839 (-) Land $34,631 Building $117,208
2022	$1,374.00	$151,839 Land $34,631 Building $117,208	$151,839 Land $34,631 Building $117,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 276 Zonnie Ln in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Zonnie Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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