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356 W Oxbow Trl, Payson, AZ 85541 Property Records

Gila County property record for 356 W Oxbow Trl, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details4,195 sqft · built 1976
Lot Size2.75 acres (119,790 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Aug 2021)
Tax Bill$4,497 (2025)
Deeds & MortgagesAug 2021 Sale
Aug 2021 Sale & Line of Credit
Flood ZoneZone D (undetermined)
APN304-24-023G

Property Details

APN / Parcel Number

Primary APN304-24-023G
Alternative APNs
  • P001392
  • R032602
  • 032602

Interior

Stories1 Story
Building Area4,195 sqft Living Area
Gross Area4,657 sqft
1st Floor Area4,195 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeMetal Frame
Roof MaterialOther
Lot Area119,790 sqft (2.75 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Patio Area420 sqft
Canopy78 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water
SewerSeptic

Location & Zoning

Account NumberP001392
Street Address356 W OXBOW TRL
CityPAYSON
StateAZ
Zip85541-2757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 28 TOWNSHIP: 10N RANGE: 10E POR LOT 23 OF OXBOW ESTATES OF PLAT 290 COMM SW COR LOT 23; TH NORTH, 150.0 TO POB; TH NORTH, 258.59; TH EAST, 330.0; TH SOUTH, 430.0; TH WEST, 203.92; TH NORTH, 150.0; TH WEST, 127.0 TO POBNW1/4 SEC 28 T10N R10E
Legal Range10E
Legal Township10N
Legal Section28
Legal SubdivisionOXBOW EST
Legal Lot Number23
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1013
Census Tract302

Owner

Source: Gila County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address134 S KYDELE DR, PAYSON, AZ 85541-2815
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Beneficiary Deed, Transfer
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Aug 11, 2021Warranty Deed, Transfer · Line of Credit
STUART JONES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Deed Document Number202111285
Record UpdatedOct 29, 2026

August 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionGILA AZ
Recording DateAug 11, 2021
Property Address356 W OXBOW TRL, PAYSON, AZ 85541-2757
Document Number0000011287
Map ReferenceMAP 290
Instrument DateAug 11, 2021
Instrument2021-011287
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25238 N HORSESHOE TRL, 25238, SCOTTSDALE, AZ 85255-2102

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateAug 11, 2021
Property Address356 W OXBOW TRL, PAYSON, AZ 85541-2757
Document Number0000011285
Map ReferenceMAP 290
Instrument DateAug 11, 2021
Instrument2021-011285
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address356 W OXBOW TRL, 356, PAYSON, AZ 85541-2757

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address134 S KYDELE DR, PAYSON, AZ 85541-2815

Mortgage

Document Number0000011286
DateAug 11, 2021
Instrument2021-011286
Lender
NameSTUART JONES
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,055 (+7.79%) Land $14,463 Building $47,592$620,553 (+7.79%) Land $144,630 Building $475,923
2025$4,497.00 (+12.2%)
2024$57,570 Land $17,083 Building $40,487$575,702 Land $170,832 Building $404,870
2023$4,008.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 86% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

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