280 W Oxbow Trl, Payson, AZ 85541 Property Records

Gila County property record for 280 W Oxbow Trl, Payson, AZ 85541

Property Summary

Property TypeMobile Home
Details2,072 sqft · built 2001
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$1,920 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone D (undetermined)
APN304-24-024E

Property Details

APN / Parcel Number

Primary APN304-24-024E
Alternative APNs
  • R032622
  • 032622

Interior

Stories1 Story
Building Area2,072 sqft Living Area
1st Floor Area2,072 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof MaterialAsbestos
Lot Area43,560 sqft (1 acres)
Patio Area25 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR032622
Street Address280 W OXBOW TRL
CityPAYSON
StateAZ
Zip85541-2748
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 28 TOWNSHIP: 10N RANGE: 10E MBL HOME TITLE: MSO SERIAL: PH0226091X/U YEAR: 2001 MAKE: - PALM HARBOR SIZE: 14 X 74
Legal Range10E
Legal Township10N
Legal Section28
Legal SubdivisionOXBOW ESTATES
Legal Lot Number24
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1013
Census Tract302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address280 W OXBOW TRL, PAYSON, AZ 85541-2748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2020
Deed SaleNov 16, 2020
Prior SaleJun 19, 2019
Deed Document Number2020-014146
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address280 W OXBOW TRL, PAYSON, AZ 85541-2748
Transaction TypeMortgage
Record UpdatedSep 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010741
DateAug 29, 2022
Instrument2022-010741
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,750 (-0.77%) Land $8,183 Building $8,567$167,503 (-0.77%) Land $81,832 Building $85,671
2025$1,920.00 (+12.87%)
2024$16,880 Land $8,851 Building $8,029$168,808 Land $88,514 Building $80,294
2023$1,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 86% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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