305 W Oxbow Trl, Payson, AZ 85541 Property Records

Gila County property record for 305 W Oxbow Trl, Payson, AZ 85541

Property Summary

Property TypeMobile Home
Details2,468 sqft · built 2000
Lot Size3.23 acres (140,699 sqft)
Owner2 Individual Names on File
Last Sale$331,000 (Sep 2005)
Tax Bill$3,460 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone D (undetermined)
APN304-24-001

Property Details

APN / Parcel Number

Primary APN304-24-001
Alternative APNs
  • M005108
  • R032400
  • 032400

Interior

Stories1 Story
Building Area2,468 sqft Living Area
1st Floor Area2,468 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Exterior MaterialCombination
Construction TypeMetal Frame
Roof MaterialAsbestos
Lot Area140,699 sqft (3.23 acres)
Patio Area64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberM005108
Street Address305 W OXBOW TRL
CityPAYSON
StateAZ
Zip85541-2747
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 28 TOWNSHIP: 10N RANGE: 10E SERIAL: MA301093A/B YEAR: 0 MAKE: - MARLETTE SIZE: 28 X 56 LOT 1 OF OXBOW ESTATES OF PLAT 290NW1/4 SEC 28 T10N R10E = 3.21 ACA/A 20072001 28X56 MARLETTE MH VIN MA301093A/BFEE 2005-016496
Legal Range10E
Legal Township10N
Legal Section28
Legal SubdivisionOXBOW EST
Legal Lot Number1
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1012
Census Tract302

Owner

305 W Oxbow Trl, a mobile home, is owned by two individuals who bought it in September 2005.

Source: Gila County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 339, PAYSON, AZ 85547-0339
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2005 · Amount on File
Deed SaleSep 21, 2005 · Amount on File
Deed Document Number200517480
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateJul 6, 2026
Property Address305 W OXBOW TRL, PAYSON, AZ 85541-2747
Document Number0000006429
Instrument DateJun 30, 2026
Instrument20266429
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyTITLE AGENCY, SNAP TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W OXBOW TRL, PAYSON, AZ 85541-2747

Mortgage

Document Number0000006429,
DateJul 6, 2026
Instrument20266429
Lender
Name21ST MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term347 Months
DueJun 1, 2055
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 305 W Oxbow Trl was $3,460.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,456 Land $16,202 Building $10,254$264,558 Land $162,019 Building $102,539
2025$3,460.00
2024$27,398 Land $18,967 Building $8,431$273,976 Land $189,668 Building $84,308
2023$2,830.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 W Oxbow Trl in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 W Oxbow Trl is very high, ranking above 91% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 86% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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