Gila County property record for 509 W Oxbow Trl, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2,087 sqft · built 2003 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Sep 2022) |
| Tax Bill | $3,145 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 304-24-004J |
| Primary APN | 304-24-004J |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,087 sqft Living Area |
| Gross Area | 2,789 sqft |
| 1st Floor Area | 2,087 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | P000116 |
|---|---|
| Street Address | 509 W OXBOW TRL |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 28 TOWNSHIP: 10N RANGE: 10E POR LOT 4 OF OXBOW ESTATES OF PLAT 290; BEG NW COR LOT 4; TH S0D02E, 209.17; TH EAST, 155.0; TH N0D02W, 183.95; TH NWLY, 157.18 TO POBNW1/4 SEC 28 T10N R10E = 0.73 AC(OUT OF 304-24-004F & -004G) |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 28 |
| Legal Subdivision | OXBOW EST |
| Legal Lot Number | 4 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 302 |
509 W Oxbow Trl is owned and occupied by two individuals who acquired it in February 2024.
Source: Gila County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 W OXBOW TRL, PAYSON, AZ 85541-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU |
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Jul 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on File |
| Deed Sale | Sep 27, 2022 · Amount on File |
| Prior Sale | Jul 6, 2021 · Amount on File |
| Deed Document Number | 202211790 |
| Last Transfer Date | Feb 21, 2024 |
| Transfer Doc | 0000001565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 27, 2022 |
| Property Address | 509 W OXBOW TRL, PAYSON, AZ 85541-2751 |
| Document Number | 0000011790 |
| Map Reference | MAP 290 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022-011790 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 W OXBOW TRL, 509, PAYSON, AZ 85541-2751 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 509 W OXBOW TRL, PAYSON, AZ 85541-2751 |
| Document Number | 0000011791 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022-011791 |
| Name | ONEAZ CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 509 W OXBOW TRL, PAYSON, AZ 85541-2751 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 509 W OXBOW TRL, PAYSON, AZ 85541-2751 |
| Document Number | 0000004182 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-004182 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jul 6, 2021 |
| Property Address | 509 W OXBOW TRL, PAYSON, AZ 85541-2751 |
| Document Number | 0000009664 |
| Map Reference | MAP 290 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-009664 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 W OXBOW TRL, 509, PAYSON, AZ 85541-2751 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 509 W OXBOW TRL, PAYSON, AZ 85541-2751 |
| Document Number | 0000009665 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-009665 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 509 W Oxbow Trl was $3,145.
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,386 Land $6,695 Building $54,691 | $613,854 Land $66,947 Building $546,907 | |
| 2025 | $3,145.00 | ||
| 2024 | $57,072 Land $7,020 Building $50,052 | $570,721 Land $70,200 Building $500,521 | |
| 2023 | $2,772.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 W Oxbow Trl in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 W Oxbow Trl is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 84% of Arizona |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures