Kane County property record for 351 Tracy Ln, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,154 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Oct 2017) |
| Tax Bill | $7,776 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-257-013 |
| Primary APN | 06-19-257-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,924 sqft |
| Basement Area | 770 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 112 ft deep x 46 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 351 TRACY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER SPRINGS LOT 176 |
| Legal Subdivision | COPPER SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 176 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 851911 |
Source: Kane County records · APN 06-19-257-013
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 351 TRACY LN, ELGIN, IL 60124-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2017 · Amount on Record |
| Deed Sale | Oct 06, 2017 · Amount on Record |
| Prior Sale | Nov 08, 2005 · Amount on Record |
| Deed Document Number | 201752584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 06, 2017 |
| Property Address | 351 TRACY LN, ELGIN, IL 60124-4340 |
| Document Number | 0000052584 |
| Map Reference | DOC2004K147283 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 2017K052584 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CARRINGTON TITLE PARTNES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 351 TRACY LN, ELGIN, IL 60124-4340 |
| Document Number | 0000052585 |
|---|---|
| Date | Oct 06, 2017 |
| Instrument | 2017K052585 |
| Name | COMPASS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,776.00 (+7.64%) Homeowner's exemption | ||
| 2024 | $98,831 (+21.39%) Land $28,236 Building $70,595 | $296,612 (+21.44%) Land $84,742 Building $211,870 | |
| 2022 | $7,224.00 (+3.58%) Homeowner's exemption | $81,414 (+6.96%) Land $23,260 Building $58,154 | $244,242 (+6.96%) Land $69,780 Building $174,462 |
| 2021 | $6,974.00 Homeowner's exemption | $76,116 Land $21,746 Building $54,370 | $228,348 Land $65,238 Building $163,110 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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