3553 Co Rd 488, Holts Summit, MO 65043 Property Records

Callaway County property record for 3553 Co Rd 488, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	2 ba · 912 sqft · built 1998
Lot Size	85 acres (3,702,600 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Mar 2022)
Tax Bill	$893 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jun 2020 Refinance + 2 more
Flood Zone	Zone A (high risk)
APN	`24-05.0-21.0-00-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`24-05.0-21.0-00-000-006.000`
Alternative APN	`2405021000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Lot Area	3,702,600 sqft (85 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2405021000000006000
Street Address	3553 COUNTY ROAD 488
City	HOLTS SUMMIT
State	MO
Zip	65043-1221
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 1/2 SE S 1/2 SE NE
Legal Range	10W
Legal Township	45N
Legal Section	21
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1056
Census Tract	70701

Owner

Source: Callaway County assessment roll, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3553 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF FREEBURG
Mar 7, 2024	Deed of Trust, Mortgage · Closed-End Mortgage MID AMERICA BANK
Mar 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF ST ELIZABETH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	20221733
Deed Book / Page	498 / 677
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000002003
Record Updated	Jun 8, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 9, 2026
Property Address	3553 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1221
Document Number	0000002003
Book / Page	526 / 600
Instrument Date	Apr 7, 2026
Instrument	20262003
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3553 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1221

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3553 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1221
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/384
Date	Jun 24, 2020
Book Page	244/384
Instrument	202003905

Lender

Name	BANK OF FREEBURG

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3553 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1221
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000511/825
Date	Mar 7, 2024
Book Page	511/825
Instrument	202400961

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 28, 2027

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 23, 2022
Property Address	3553 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1221
Document Number	000498/677
Book / Page	498 / 677
Instrument Date	Mar 10, 2022
Instrument	202201733
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3553 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1221

Mortgage

Document Number	0202201734
Date	Mar 23, 2022
Instrument	202201734

Lender

Name	BANK OF ST ELIZABETH

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00 (+0.11%)	$15,766 (-)	$87,850 (-)
2024	$892.00	$15,766 (-)	$87,850 (-)
2023	$892.00 (+252.57%)	$15,766 (+251.92%)	$87,850 (+208.79%)
2022	$253.00	$4,480 Land $2,538 Building $1,942
2021			$28,450 Land $18,230 Building $10,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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