3420 Co Rd 488, Holts Summit, MO 65043 Property Records

Callaway County property record for 3420 Co Rd 488, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	2 ba · 1,533 sqft · built 2017
Lot Size	4.54 acres (197,762 sqft)
Owner	Company Name on File
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jun 2026 Transfer Feb 2026 Line of Credit + 13 more
Flood Zone	Zone X (minimal risk)
APN	`24-08.0-28.0-00-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`24-08.0-28.0-00-000-003.000`
Alternative APN	`2408028000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	1,533 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	197,762 sqft (4.54 acres)
Lot Dimensions	500 ft deep x 290 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2408028000000003000
Street Address	3420 COUNTY ROAD 488
City	HOLTS SUMMIT
State	MO
Zip	65043-1263
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT E 1/2 NW AKA TRACT 1 S7/474
Legal Range	10W
Legal Township	45N
Legal Section	28
Legal Subdivision	THE VINES PLAT ONE
Legal Tract	1
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1057
Census Tract	70701

Owner

3420 Co Rd 488, a rural home, is owned by a company that acquired it in June 2026.

Source: Callaway County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit MULTIPLI FEDERAL CREDIT UNION
Dec 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Aug 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT SERVICES FLCA
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN BANK
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN BANK
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MID AMERICA BANK
Apr 21, 2023	Warranty Deed, Transfer MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC
Oct 19, 2021	Warranty Deed, Transfer
Jan 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Apr 25, 2018	Deed of Trust, Mortgage MID AMERICA BANK
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK
Nov 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Jan 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026
Deed Sale	Jun 15, 2026
Prior Sale	Mar 6, 2026
Deed Document Number	20263522
Deed Book / Page	528 / 83
Prior Transfer Date	Feb 5, 2026
Prior Transfer Doc	0000001288
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 15, 2026
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Document Number	0000003522
Book / Page	528 / 83
Instrument Date	May 26, 2026
Instrument	20263522
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Investor	Possibly a Property Investor

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000525/709
Date	Feb 24, 2026
Book Page	525/709
Instrument	202601083

Lender

Name	MULTIPLI FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 19, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000510/794
Date	Dec 26, 2023
Book Page	510/794
Instrument	202306474

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 14, 2024

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/189
Date	Aug 1, 2023
Book Page	508/189
Instrument	202303778

Lender

Name	FARM CREDIT SERVICES FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 1, 2023
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Document Number	000508/186
Book / Page	508 / 186
Instrument Date	Jul 28, 2023
Instrument	202303775
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263

Mortgage

Document Number	000508/187
Date	Aug 1, 2023
Book Page	508/187
Instrument	202303776

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 5, 2028

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 1, 2023
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Document Number	000508/186
Book / Page	508 / 186
Instrument Date	Jul 28, 2023
Instrument	202303775
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263

Mortgage

Document Number	0202303776
Date	Aug 1, 2023
Instrument	202303776

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 5, 2028

Mortgage

Document Number	000508/189
Date	Aug 1, 2023
Book Page	508/189
Instrument	202303778

Lender

Name	FARM CREDIT SERVICES FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 15, 2023
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Document Number	000507/434
Book / Page	507 / 434
Instrument Date	Jun 9, 2023
Instrument	202302942
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263

Mortgage

Document Number	0202302943
Date	Jun 15, 2023
Instrument	202302943

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 21, 2023
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Document Number	000506/458
Book / Page	506 / 458
Instrument Date	Apr 18, 2023
Instrument	202301924
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 19, 2021
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Document Number	495/660
Book / Page	495 / 660
Instrument Date	Oct 15, 2021
Instrument	202107935
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/943
Date	Jan 22, 2021
Book Page	245/943
Instrument	202100604

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/910
Date	Jan 19, 2021
Book Page	245/910
Instrument	202100464

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000536
Date	Apr 25, 2018
Book Page	0000000240/0000000536
Instrument	201802410

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0198
Date	Jun 22, 2017
Book Page	D0239/0198
Instrument	201703909

Lender

Name	MID AMERICA BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 10, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907037
Date	Nov 8, 2019
Instrument	201907037

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3420 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	241/704
Date	Jan 16, 2019
Book Page	241/704
Instrument	201900218

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Co Rd 488 was $1,774, down 2.6% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00 (-2.63%)	$30,833 (-)	$162,280 (-)
2024	$1,822.00 (+0.11%)	$30,833 (-)	$162,280 (-)
2023	$1,820.00 (+21.66%)	$30,833 (+21.46%)	$162,280
2022	$1,496.00	$25,386 Land $2,062 Building $23,324
2021			$137,030 Land $14,270 Building $122,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 Co Rd 488 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Co Rd 488 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kingdom Networks Fiber	1,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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