3440 Co Rd 488, Holts Summit, MO 65043 Property Records

Callaway County property record for 3440 Co Rd 488, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	3 ba · 2,123 sqft · built 2021
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on Record
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-08.0-28.0-00-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`24-08.0-28.0-00-000-002.004`
Alternative APN	`2408028000000000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,123 sqft Living Area
1st Floor Area	911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Construction Type	Frame
Lot Area	161,172 sqft (3.7 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2408028000000002004
Street Address	3440 COUNTY ROAD 488
City	HOLTS SUMMIT
State	MO
Zip	65043-1263
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT W 1/2 NE S OF COUNTY ROAD 488 S7/202
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1057
Census Tract	70701

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3440 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
Jul 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020
Deed Sale	Jul 31, 2020
Deed Document Number	0000486540
Deed Book / Page	486 / 540
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3440 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/184
Date	Jul 15, 2021
Book Page	247/184
Instrument	202105507

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 31, 2020
Property Address	3440 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1263
Document Number	486/540
Book / Page	486 / 540
Instrument Date	Jul 31, 2020
Instrument	202005041
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 BRANCH RD, HOLTS SUMMIT, MO 65043-1521

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 (-2.63%)	$44,430 (-)	$233,840 (-)
2024	$2,625.00 (+0.11%)	$44,430 (-)	$233,840 (-)
2023	$2,622.00 (+1.2%)	$44,430 (+1.08%)	$233,840 (+1.08%)
2022	$2,591.00	$43,955 Land $2,375 Building $41,580
2021			$231,340 Land $12,500 Building $218,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kingdom Networks Fiber	1,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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