3465 Co Rd 488, Holts Summit, MO 65043 Property Records

Callaway County property record for 3465 Co Rd 488, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,581 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$335,160 (Jun 2024)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-08.0-28.0-00-000-002.002`

Property Details

APN / Parcel Number

Primary APN	`24-08.0-28.0-00-000-002.002`
Alternative APN	`2408028000000000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2408028000000002002
Street Address	3465 COUNTY ROAD 488
City	HOLTS SUMMIT
State	MO
Zip	65043-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 NE N OF CO RD
Legal Range	10W
Legal Township	45N
Legal Section	28
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1056
Census Tract	70701

Owner

Source: Callaway County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3465 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage MULTIPLI FEDERAL CREDIT UNION
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEGENDS BANK
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEGENDS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Deed Document Number	20243198
Deed Book / Page	513 / 996
Prior Transfer Date	Jun 25, 2024
Prior Transfer Doc	000514/113
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3465 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1220
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000526/158
Date	Mar 20, 2026
Book Page	526/158
Instrument	202601544

Lender

Name	MULTIPLI FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3465 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1220
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	247/626
Date	Oct 5, 2021
Book Page	247/626
Instrument	202107638

Lender

Name	LEGENDS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3465 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1220
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701854
Date	Mar 27, 2017
Book Page	D0238/0782
Instrument	201701854

Lender

Name	LEGENDS BANK
Type	Bank
Address	LINN, MO 65051

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,932.00 (-2.67%)	$33,590 (-)	$176,790 (-)
2024	$1,985.00 (+5.87%)	$33,590 (+5.7%)	$176,790 (+5.7%)
2023	$1,875.00 (+1.63%)	$31,778 (+1.52%)	$167,250 (+1.52%)
2022	$1,845.00	$31,303 Land $1,425 Building $29,878
2021			$164,750 Land $7,500 Building $157,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kingdom Networks Fiber	1,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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