355 Spring St, Central City, CO 80427 Property Records

Gilpin County property record for 355 Spring St, Central City, CO 80427

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,827 sqft · built 1905
Lot Size0.255 acres (11,105 sqft)
Owner2 Individual Names on File
Last Sale$730,000 (Jul 2001)
Tax Bill$777 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1835-123-01-090

Property Details

APN / Parcel Number

Primary APN1835-123-01-090
Alternative APNs
  • R007121
  • R002828

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,827 sqft Heated Area
Gross Area2,149 sqft
1st Floor Area1,347 sqft
Basement Area2,176 sqft
Finished Basement2,176 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1945
Architectural StyleGeorgian
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area11,105 sqft (0.255 acres)

Exterior Amenities

PorchPorch
Porch Area480 sqft
Patio Area40 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR002828
Street Address355 SPRING ST
CityCENTRAL CITY
StateCO
Zip80427-5095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 055 LOT: 005 THRU:- LOT: 007 & IMPS
Legal Range73W
Legal Township03S
Legal Section12
Legal SubdivisionCENTRAL CITY
Legal Block55
Legal Lot Number5
JurisdictionGILPIN CO
Township / Civil DivisionCENTRAL CITY
Census Block Group3
Census Block3040
Census Tract13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central City-Black Hawk Historic District
listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

355 Spring St is owned by two individuals who bought it in July 2001.

Source: Gilpin County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1022, CENTRAL CITY, CO 80427-1022
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2001 · Amount on File
Deed SaleJul 31, 2001 · Amount on File
Deed Book / Page728 / 407
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILPIN CO
Property Address142 LAWRENCE ST, CENTRAL CITY, CO 80427-5060
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1022, CENTRAL CITY, CO 80427-1022

Mortgage

Document Number0000170747
DateOct 26, 2021
Instrument170747
Lender
NameFIRSTBANK
TypeBank
AddressDENVER, CO 80215
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 355 Spring St was $777, down 2.1% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateColorado
CountyGilpin County
MunicipalityCentral City
Unified School DistrictGilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$777.00 (-2.14%)$25,410 (+8.78%) Land $2,320 Building $23,090$406,500 (+16.6%) Land $37,080 Building $369,420
2024$794.00$23,360 (-46.76%) Land $2,090 Building $21,270$348,640 (+121.68%) Land $31,138 Building $317,502
2023Additional exemption filed$43,880 (+1.22%) Land $10,880 Building $33,000$157,270 (+5.2%) Land $38,980 Building $118,290
2022$598.00$43,350 Land $9,050 Building $34,300$149,500 Land $31,210 Building $118,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 355 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Spring St is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 80% of Colorado
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CENTRAL CITY
serves 3,750 people · EPA ID CO0124171
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Cable · Fiber in parts of the area
1,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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