Gilpin County property record for 340 Spring St, Central City, CO 80427
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 995 sqft · built 1890 |
| Lot Size | 0.239 acres (10,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $377,000 (Apr 2023) |
| Tax Bill | $788 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Apr 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1835-123-01-104 |
| Primary APN | 1835-123-01-104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 995 sqft Heated Area |
| Gross Area | 1,329 sqft |
| 1st Floor Area | 851 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,414 sqft (0.239 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R002522 |
|---|---|
| Street Address | 340 SPRING ST |
| City | CENTRAL CITY |
| State | CO |
| Zip | 80427-5095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 019 LOT: 006 & IMPS |
| Legal Range | 73W |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CENTRAL CITY |
| Legal Block | 19 |
| Legal Lot Number | 6 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 13802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Gilpin County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 315, CENTRAL CITY, CO 80427-0315 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCMBC INC |
| Apr 12, 2023 | Warranty Deed, Transfer · FHA Mortgage OCMBC INC |
| Apr 12, 2023 | Intrafamily Transfer, Transfer |
| Jan 5, 2023 | Intrafamily Transfer, Transfer |
| Jan 5, 2023 | Intrafamily Transfer, Transfer |
| Apr 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Deed Document Number | 2023174251 |
| Prior Transfer Date | Apr 6, 2023 |
| Prior Transfer Doc | 0000174250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000174253 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 174253 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Apr 12, 2023 |
| Property Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Document Number | 0000174251 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 174251 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 456, CENTRAL CITY, CO 80427-0456 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11589 RANCH ELSIE RD, GOLDEN, CO 80403-8448 |
| Document Number | 0000174252 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 174252 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Number | 0000174273 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 174273 |
| Name | PARLE INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ARVADA, CO 80002 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Apr 12, 2023 |
| Property Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Document Number | 0000174250 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 174250 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 456, CENTRAL CITY, CO 80427-0456 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jan 5, 2023 |
| Property Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Document Number | 0000173702 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 173702 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jan 5, 2023 |
| Property Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Document Number | 0000173703 |
| Map Reference | MB 61 PG 243 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 173703 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Name | Verified Name |
|---|---|
| Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Apr 21, 2017 |
| Property Address | 340 SPRING ST, CENTRAL CITY, CO 80427-5095 |
| Document Number | 0000158858 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 158858 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 456 CENTRAL CITY CO 804270456, CENTRAL CITY, CO 80427-0456 |
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Municipality | Central City |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $788.00 (+14.37%) | $25,750 (+8.33%) Land $1,240 Building $24,510 | $411,980 (+16.16%) Land $19,800 Building $392,180 |
| 2024 | $689.00 (+5.67%) | $23,770 (+4.48%) Land $1,120 Building $22,650 | $354,680 (+4.43%) Land $16,666 Building $338,014 |
| 2023 | $652.00 (+10.51%) | $22,750 (+23.84%) Land $1,110 Building $21,640 | $339,620 (+28.51%) Land $16,567 Building $323,053 |
| 2022 | $590.00 | $18,370 Land $900 Building $17,470 | $264,270 Land $12,930 Building $251,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 86% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable · Fiber in parts of the area | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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