Gilpin County property record for 345 Spring St, Central City, CO 80427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1890 |
| Lot Size | 0.143 acres (6,257 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Jul 2023) |
| Tax Bill | $988 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1835-123-55-114 |
| Primary APN | 1835-123-55-114 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 2,201 sqft |
| 1st Floor Area | 1,214 sqft |
| Upper Floors Area | 294 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,257 sqft (0.143 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 182 sqft |
| Patio Area | 63 sqft |
| Balcony Area | 63 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Account Number | R002516 |
|---|---|
| Street Address | 345 SPRING ST |
| City | CENTRAL CITY |
| State | CO |
| Zip | 80427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 055 LOT: 004 DESC 179/494 & IMPS |
| Legal Range | 73W |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CENTRAL CITY |
| Legal Block | 55 |
| Legal Lot Number | 4 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 13802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Gilpin County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5404 PINE ST, BELLAIRE, TX 77401-4707 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · Commercial Mortgage COLORADO ACQUISITIONS LLC |
| Sep 7, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Dec 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Apr 10, 2017 | Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Sep 7, 2021 · Amount on Record |
| Deed Document Number | 2023174781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jul 18, 2023 |
| Property Address | 345 SPRING ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000174781 |
| Instrument Date | Jul 1, 2023 |
| Instrument | 174781 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SPRING ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000174782 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 174782 |
| Name | COLORADO ACQUISITIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 9% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Sep 7, 2021 |
| Property Address | 345 SPRING ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000170226 |
| Map Reference | MB 63 PG 193 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 170226 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $41.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 ARLINGTON WAY, ORMOND BEACH, FL 32176-8103 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Dec 31, 2019 |
| Property Address | 345 SPRING ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000165267 |
| Map Reference | MB 62 PG 193 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 165267 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SPRING ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000165268 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 165268 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Apr 10, 2017 |
| Property Address | 345 SPRING ST, CENTRAL CITY, CO 80427 |
| Document Number | 0000158768 |
| Map Reference | MB 62 PG 193 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 158768 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000158769 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 158769 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Municipality | Central City |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $988.00 (+12.27%) | $32,280 (+6.39%) Land $1,220 Building $31,060 | $516,330 (+14.02%) Land $19,440 Building $496,890 |
| 2024 | $880.00 (+1.15%) | $30,340 (-) Land $1,130 Building $29,210 | $452,830 (-) Land $16,853 Building $435,977 |
| 2023 | $870.00 (+14.47%) | $30,340 (+28.23%) Land $1,130 Building $29,210 | $452,830 (+33.01%) Land $16,853 Building $435,977 |
| 2022 | $760.00 | $23,660 Land $880 Building $22,780 | $340,460 Land $12,690 Building $327,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable · Fiber in parts of the area | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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