Gilpin County property record for 415 Spring St, Central City, CO 80427
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,592 sqft · built 1890 |
| Lot Size | 0.051 acres (2,261 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,000 (Nov 2016) |
| Tax Bill | $945 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1853-123-01-104 |
| Primary APN | 1853-123-01-104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Heated Area |
| Gross Area | 1,780 sqft |
| 1st Floor Area | 796 sqft |
| Basement Area | 796 sqft |
| Finished Basement | 796 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,261 sqft (0.051 acres) |
| Patio Area | 188 sqft |
|---|---|
| Balcony Area | 188 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | R002623 |
|---|---|
| Street Address | 415 SPRING ST |
| City | CENTRAL CITY |
| State | CO |
| Zip | 80427-5096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 056 LOT: 001 THRU:- LOT: 004 & IMPS, (LESS 30 FT ROW DESC 180/109) |
| Legal Range | 73W |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CENTRAL CITY |
| Legal Block | 56 |
| Legal Lot Number | 4 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 13802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Gilpin County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6664 ZANG CT, ARVADA, CO 80004-2248 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2016 · Amount on Record |
| Deed Sale | Nov 3, 2016 · Amount on Record |
| Deed Document Number | 2016157652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 415 SPRING ST, CENTRAL CITY, CO 80427-5096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000171735 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 171735 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 415 SPRING ST, CENTRAL CITY, CO 80427-5096 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6664 ZANG CT, ARVADA, CO 80004-2248 |
| Document Number | 0000168736 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 168736 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 415 SPRING ST, CENTRAL CITY, CO 80427-5096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000165163 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 165163 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Municipality | Central City |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $945.00 (+11.97%) | $30,880 (+6.04%) Land $3,610 Building $27,270 | $494,020 (+13.67%) Land $57,700 Building $436,320 |
| 2024 | $844.00 (+1.08%) | $29,120 (-) Land $3,390 Building $25,730 | $434,600 (-) Land $50,597 Building $384,003 |
| 2023 | $835.00 (+11.04%) | $29,120 (+24.34%) Land $3,390 Building $25,730 | $434,600 (+28.98%) Land $50,597 Building $384,003 |
| 2022 | $752.00 | $23,420 Land $3,400 Building $20,020 | $336,950 Land $48,950 Building $288,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable · Fiber in parts of the area | 1,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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