355 Congdon Ave, Elgin, IL 60120 Property Records

Kane County property record for 355 Congdon Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,342 sqft · built 1940
Lot Size	0.222 acres (9,669 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2021)
Tax Bill	$8,917 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-132-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-132-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	2,342 sqft Living Area
Gross Area	3,638 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,669 sqft (0.222 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	355 CONGDON AVE
City	ELGIN
State	IL
Zip	60120-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULEVARD ADDN LOT 1 BLOCK 1
Legal Subdivision	BOULEVARD ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6020
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	355 CONGDON AVE, ELGIN, IL 60120-2451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Dec 2, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 2, 2021	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	202194795
Prior Transfer Date	Sep 30, 2010
Prior Transfer Doc	0000069735
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 22, 2021
Property Address	355 CONGDON AVE, ELGIN, IL 60120-2451
Document Number	0000094795
Instrument Date	Dec 1, 2021
Instrument	2021K094795
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 SOUTH RANDALL ROAD, 902, CHARLES, AA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094796
Date	Dec 22, 2021
Instrument	2021K094796

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 2, 2021
Property Address	355 CONGDON AVE, ELGIN, IL 60120-2451
Document Number	0000089883
Instrument Date	Nov 5, 2021
Instrument	2021K089883
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 129, YORKVILLE, IL 60560-4731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S RANDALL RD # C286, C286, SAINT CHARLES, IL 60174-1781
Investor	Possibly a Property Investor

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 2, 2021
Property Address	355 CONGDON AVE, ELGIN, IL 60120-2451
Document Number	0000089882
Instrument Date	Oct 20, 2021
Instrument	2021K089882
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,917.00 (+15.87%) Homeowner's exemption	$124,891 (+8.57%) Land $21,754 Building $103,137	$374,823 (+8.57%) Land $65,288 Building $309,535
2024		$115,033 (+21.39%) Land $20,037 Building $94,996	$345,237 (+21.44%) Land $60,135 Building $285,102
2022	$7,696.00 (+4.45%) Homeowner's exemption	$94,761 (+6.96%) Land $16,506 Building $78,255	$284,283 (+6.96%) Land $49,518 Building $234,765
2021	$7,368.00 Homeowner's exemption	$88,595 Land $15,432 Building $73,163	$265,785 Land $46,296 Building $219,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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