368 Congdon Ave, Elgin, IL 60120 Property Records

Kane County property record for 368 Congdon Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,624 sqft · built 1936
Lot Size0.152 acres (6,621 sqft)
Owner2 Individual Names on File
Last Sale$161,000 (Dec 2008)
Tax Bill$6,925 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-129-015

Property Details

APN / Parcel Number

Primary APN06-12-129-015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,624 sqft Living Area
Gross Area3,248 sqft
1st Floor Area1,624 sqft
Basement Area1,624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialBrick
Lot Area6,621 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address368 CONGDON AVE
CityELGIN
StateIL
Zip60120-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH PARK ADDN WEST 50 FT SOUTH 132 FT LOT B
Legal SubdivisionNORTH PARK ADDN
Legal Block6
Legal Lot NumberB
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6012
Census Tract850800

Owner

368 Congdon Ave is owned and occupied by two individuals who bought it in December 2008.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address368 CONGDON AVE, ELGIN, IL 60120-2402
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2008 · Amount on File
Deed SaleDec 22, 2008 · Amount on File
Deed Document Number200892337
Prior Transfer DateOct 19, 2006
Prior Transfer Doc0000130862
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address368 CONGDON AVE, ELGIN, IL 60120-2402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013285
DateMar 13, 2020
Instrument2020K013285
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 368 Congdon Ave was $6,925 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,925.00 Homeowner's exemption$98,775 (+8.57%) Land $17,149 Building $81,626$296,444 (+8.57%) Land $51,468 Building $244,976
2024$90,978 Land $15,795 Building $75,183$273,043 Land $47,404 Building $225,639
2022$5,978.00 (+4.6%) Homeowner's exemption$74,945 (+6.96%) Land $13,012 Building $61,933$224,835 (+6.96%) Land $39,036 Building $185,799
2021$5,715.00 Homeowner's exemption$70,068 Land $12,165 Building $57,903$210,204 Land $36,495 Building $173,709

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 368 Congdon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 368 Congdon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Congdon Ave

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