366 Congdon Ave, Elgin, IL 60120 Property Records

Kane County property record for 366 Congdon Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,585 sqft · built 1924
Lot Size0.173 acres (7,524 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Sep 2009)
Tax Bill$6,179 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-129-014

Property Details

APN / Parcel Number

Primary APN06-12-129-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,585 sqft Living Area
Gross Area2,245 sqft
Basement Area660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeFrame
Foundation TypeRaised
Lot Area7,524 sqft (0.173 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address366 CONGDON AVE
CityELGIN
StateIL
Zip60120-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPETERSON & RIPPBERGERS SUB LOT 8
Legal SubdivisionPETERSON&RIPPBERGERS SUB
Legal Block6
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6012
Census Tract850800

Owner

366 Congdon Ave is owned and occupied by an individual who bought it in September 2009.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address366 CONGDON AVE, ELGIN, IL 60120-2402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2009 · Amount on File
Deed SaleSep 16, 2009 · Amount on File
Prior SaleSep 16, 2009
Deed Document Number200970157
Prior Transfer DateDec 5, 2007
Prior Transfer Doc0000123716
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address366 CONGDON AVE, ELGIN, IL 60120-2402
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address366 CONGDON AVE, ELGIN, IL 60120-2402

Mortgage

Document Number0000042843
DateDec 8, 2023
Instrument2023K042843
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term251 Months
DueNov 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 366 Congdon Ave was $6,179 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,179.00 Homeowner's exemption$89,001 (+8.57%) Land $18,248 Building $70,753$267,110 (+8.57%) Land $54,766 Building $212,344
2024$81,976 Land $16,808 Building $65,168$246,026 Land $50,444 Building $195,582
2022$5,335.00 (+4.67%) Homeowner's exemption$67,529 (+6.96%) Land $13,846 Building $53,683$202,587 (+6.96%) Land $41,538 Building $161,049
2021$5,097.00 Homeowner's exemption$63,135 Land $12,945 Building $50,190$189,405 Land $38,835 Building $150,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 366 Congdon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 366 Congdon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Congdon Ave

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