Kane County property record for 321 Congdon Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1914 |
| Lot Size | 0.21 acres (9,152 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,350 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-107-013 |
| Primary APN | 06-12-107-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Lot Area | 9,152 sqft (0.21 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 321 CONGDON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGDONS 2ND ADDN LOT 12 BLOCK 2 |
| Legal Subdivision | CONGDONS 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6022 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 CONGDON AVE, ELGIN, IL 60120-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 24, 1998 |
| Transfer Doc | 0000100762 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,350.00 (+15.8%) Homeowner's exemption | $78,136 (+8.57%) Land $21,098 Building $57,038 | $234,502 (+8.57%) Land $63,319 Building $171,182 |
| 2024 | $71,969 (+21.39%) Land $19,433 Building $52,536 | $215,993 (+21.44%) Land $58,322 Building $157,671 | |
| 2022 | $4,620.00 (+4.79%) Homeowner's exemption | $59,285 (+6.96%) Land $16,008 Building $43,277 | $177,855 (+6.96%) Land $48,024 Building $129,831 |
| 2021 | $4,409.00 Homeowner's exemption | $55,427 Land $14,966 Building $40,461 | $166,281 Land $44,898 Building $121,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile, Verizon.
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