St. Louis County property record for 3549 Emerson Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,192 sqft · built 1964 |
| Lot Size | 4.14 acres (180,338 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Dec 2025) |
| Tax Bill | $3,362 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0010-04898 |
| Primary APN | 375-0010-04898 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Gross Area |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Foyer |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 180,338 sqft (4.14 acres) |
| Garage Area | 952 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Storage Building | 90 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1192794 |
|---|---|
| Street Address | 3549 EMERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | W 300 FT OF E 1500 FT OF S 600 FT OFS1/2 OF SE1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 25 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10601 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3549 EMERSON RD, DULUTH, MN 55803-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Deed Document Number | 20251524728 |
| Prior Transfer Date | Aug 4, 2025 |
| Prior Transfer Doc | 0001515340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 22, 2025 |
| Property Address | 3549 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 0001524728 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 1524728 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,105.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3549 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 0001524729 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 1524729 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,362.00 (+6.73%) Homeowner's exemption | ||
| 2025 | $3,150.00 (+8.47%) Homeowner's exemption | $337,100 (+6.41%) Land $51,800 Building $285,300 | $337,100 (+6.41%) Land $51,800 Building $285,300 |
| 2024 | $2,904.00 | $316,800 (+29.62%) Land $49,900 Building $266,900 | $316,800 (+29.62%) Land $49,900 Building $266,900 |
| 2022 | $244,400 Land $47,200 Building $197,200 | $244,400 Land $47,200 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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