3511 Emerson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3511 Emerson Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 748 sqft · built 1928
Lot Size	4.69 acres (204,296 sqft)
Owner	Individual Name on Record
Last Sale	$34,000 (Apr 2017)
Tax Bill	$780 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-0010-04910`

Property Details

APN / Parcel Number

Primary APN	`375-0010-04910`
Alternative APN	`533088`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	748 sqft Gross Area
1st Floor Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood
Construction Type	Frame
Lot Area	204,296 sqft (4.69 acres)
Garage Area	1,400 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	222 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	533088
Street Address	3511 EMERSON RD
City	DULUTH
State	MN
Zip	55803-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SLY 600 FT OF ELY 350 FT OF SE1/4 OFSE1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	25
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2012
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3511 EMERSON RD, DULUTH, MN 55803-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN COMMUNITIES CU
Apr 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	20171307904
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3511 EMERSON RD, DULUTH, MN 55803-9743
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477389
Date	Nov 1, 2023
Instrument	1477389

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3511 EMERSON RD, DULUTH, MN 55803-9743
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001420766
Date	Aug 3, 2021
Instrument	1420766

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 24, 2017
Property Address	3511 EMERSON RD, DULUTH, MN 55803-9743
Document Number	00A1307904
Instrument Date	Apr 22, 2017
Instrument	A1307904
Transaction Type	Transfer
Record Updated	May 18, 2017

Transaction

Amount	Amount Recorded
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 EMERSON RD DULUTH MN 558039743, DULUTH, MN 55803-9743

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$780.00 (+6.56%) Homeowner's exemption
2025	$732.00 (-5.18%) Homeowner's exemption	$137,500 (+35.74%) Land $72,200 Building $65,300	$137,500 (+35.74%) Land $72,200 Building $65,300
2024	$772.00	$101,300 (+14.59%) Land $67,100 Building $34,200	$101,300 (+14.59%) Land $67,100 Building $34,200
2022		$88,400 Land $63,100 Building $25,300	$88,400 Land $63,100 Building $25,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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