St. Louis County property record for 3526 Emerson Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 912 sqft · built 1975 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Aug 2021) |
| Tax Bill | $3,960 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0010-07450 |
| Primary APN | 375-0010-07450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Gross Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 820 sqft |
| Finished Basement | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,008 sqft |
| Deck Area | 140 sqft |
|---|---|
| Lean-To | 99 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1115170 |
|---|---|
| Street Address | 3526 EMERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 OF W1/2 OF NE1/4 OF NE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 36 |
| Legal Subdivision | GNESEN |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10601 |
Source: St. Louis County records · APN 375-0010-07450
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3526 EMERSON RD, DULUTH, MN 55803-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jan 03, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SHARE ADVANTAGE CU |
| Apr 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SHARE ADVANTAGE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Deed Document Number | 20211421940 |
| Prior Transfer Date | Dec 23, 2005 |
| Prior Transfer Doc | 0001006634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 16, 2021 |
| Property Address | 3526 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 0001421940 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 1421940 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3526 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 0001421941 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 1421941 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 03, 2020 |
| Property Address | 3526 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 00A1370686 |
| Instrument Date | Dec 30, 2019 |
| Instrument | A1370686 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3526 EMERSON RD DULUTH MN 558039743, DULUTH, MN 55803-9743 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3526 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 00A1336401 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3626 EMERSON RD DULUTH MN 55803, DULUTH, MN 55803 |
| Document Number | 00A1336401 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | A1336401 |
| Name | SHARE ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 11, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3526 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 00A1308134 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3526 EMERSON RD DULUTH MN 558039743, DULUTH, MN 55803-9743 |
| Document Number | 00A1308134 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | A1308134 |
| Name | SHARE ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 26, 2022 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,960.00 (+6.51%) Homeowner's exemption | ||
| 2025 | $3,718.00 (+7.89%) Homeowner's exemption | $379,200 (+3.21%) Land $83,300 Building $295,900 | $379,200 (+3.21%) Land $83,300 Building $295,900 |
| 2024 | $3,446.00 | $367,400 (+27.84%) Land $78,200 Building $289,200 | $367,400 (+27.84%) Land $78,200 Building $289,200 |
| 2022 | $287,400 Land $73,600 Building $213,800 | $287,400 Land $73,600 Building $213,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Telephone Company | Fiber | 1,000 / 1,000 |
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