St. Louis County property record for 3556 Emerson Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,274 sqft · built 1977 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,360 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0010-07462 |
| Primary APN | 375-0010-07462 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Gross Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 897 sqft |
| Finished Basement | 897 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 111,078 sqft (2.55 acres) |
| Garage Type | Mixed |
| Garage Area | 2,244 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | Deck Area |
| Storage Building | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 23944 |
|---|---|
| Street Address | 3556 EMERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | N554.5 FT OF E 200 FT OF NW 1/4NE 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 36 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10601 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3556 EMERSON RD, DULUTH, MN 55803-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Jul 5, 2017 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3556 EMERSON RD, DULUTH, MN 55803-9743 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3556 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 0001059942 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 1059942 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3556 EMERSON RD, DULUTH, MN 55803-9743 |
| Document Number | 000T987472 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3556 EMERSON RD DULUTH MN 558039743, DULUTH, MN 55803-9743 |
| Document Number | 000T987472 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | T987472 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | HERMANTOWN, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 19, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,360.00 (+14.67%) Homeowner's exemption | ||
| 2025 | $1,186.00 (+75.96%) Homeowner's exemption | $430,300 (+4.49%) Land $54,900 Building $375,400 | $430,300 (+4.49%) Land $54,900 Building $375,400 |
| 2024 | $674.00 | $411,800 (+30.65%) Land $52,700 Building $359,100 | $411,800 (+30.65%) Land $52,700 Building $359,100 |
| 2022 | $315,200 Land $49,800 Building $265,400 | $315,200 Land $49,800 Building $265,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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