354610 E 820 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 354610 E 820 Rd, Stroud, OK 74079

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,588 sqft · built 2022
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`38128`

Property Details

APN / Parcel Number

Primary APN	`38128`
Alternative APN	`0000-29-16N-06E-4-006-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,588 sqft Living Area
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Milk House	680 sqft
Pole Barn	11,600 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	38128
Street Address	354610 E 820 RD
City	STROUD
State	OK
Zip	74079-3266
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20 AC MOL 29-16-6 TR BEG SW/C W/2 SE/4 TH E-933' N-933' W-933' S-933' POB 16-6-29-400-006
Legal Range	06E
Legal Township	16N
Legal Section	29
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	2
Census Block	2017
Census Tract	961100

Owner

354610 E 820 Rd, a rural home, is owned and occupied by an individual who acquired it in March 2021.

Source: Lincoln County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	354610 E 820 RD, STROUD, OK 74079-3266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST OKLAHOMA MORTGAGE LLC
Apr 1, 2021	Intrafamily Transfer, Transfer · Construction Mortgage FIRST OKLAHOMA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 22, 2021
Transfer Doc	002414/172
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	354610 E 820 RD, STROUD, OK 74079-3266
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002463/1
Date	Mar 18, 2022
Book Page	2463/1
Instrument	I-2022-002173

Lender

Name	FIRST OKLAHOMA MORTGAGE LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN OK
Recording Date	Apr 1, 2021
Property Address	354610 E 820 RD, STROUD, OK 74079-3266
Document Number	002414/172
Book / Page	2414 / 172
Instrument Date	Mar 22, 2021
Instrument	I-2021-002492
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6074 S 194TH ST W, BOYNTON, OK 74422-5045

Mortgage

Document Number	I2021002493
Date	Apr 1, 2021
Instrument	I-2021-002493

Lender

Name	FIRST OKLAHOMA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 354610 E 820 Rd was $3,052 with a homeowner's exemption, up 1.1% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,766 (+3%) Land $419 Building $35,347	$325,146 (-6.77%) Land $3,814 Building $321,332
2025	$3,052.00 (+1.13%) Homeowner's exemption	$34,724 (+6.09%) Land $415 Building $34,309	$348,755 Land $4,164 Building $344,591
2024	$3,018.00	$32,731 Land $458 Building $32,273
2022	$418.00	$4,934 Land $456 Building $4,478	$45,098 Land $4,168 Building $40,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 354610 E 820 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 354610 E 820 Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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