349712 E 820 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 349712 E 820 Rd, Stroud, OK 74079

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,016 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Nov 2023 Construction Loan Aug 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`39904`

Property Details

APN / Parcel Number

Primary APN	`39904`
Alternative APN	`0000-28-16N-05E-4-002-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	2,016 sqft Living Area
Basement Area	30 sqft
Unfinished Basement	30 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	39904
Street Address	349712 E 820 RD
City	STROUD
State	OK
Zip	74079-3247
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	5.00 AC MOL 28-16-5 TR BEG SE/C SW/4 SE/4 TH W-466.67' N-466.67' E-466.67' S-466.67' POB 16-5-28-400-002
Legal Range	05E
Legal Township	16N
Legal Section	28
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	1
Census Block	1113
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	349712 E 820 RD, STROUD, OK 74079-3247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Construction Mortgage BANCFIRST
Aug 21, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANCFIRST
Aug 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Jan 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST
Nov 28, 2023	Correction Deed
Aug 9, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	349712 E 820 RD, STROUD, OK 74079-3247
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800133 S 3480 RD, CUSHING, OK 74023-5331

Mortgage

Document Number	002536/317
Date	Nov 29, 2023
Book Page	2536/317
Instrument	I-2023-007958

Lender

Name	BANCFIRST
Type	Bank
Address	CHANDLER, OK 74834

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 27, 2024

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	349712 E 820 RD, STROUD, OK 74079-3247
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349712 E 820 RD, STROUD, OK 74079-3247

Mortgage

Document Number	002621/468
Date	Aug 21, 2025
Book Page	2621/468
Instrument	I-2025-005876

Lender

Name	BANCFIRST
Type	Bank
Address	CHANDLER, OK 74834

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	200 Months
Due	Apr 19, 2042

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	349712 E 820 RD, STROUD, OK 74079-3247
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800133 S 3480 RD, CUSHING, OK 74023-5331

Mortgage

Document Number	002569/500
Date	Aug 27, 2024
Book Page	2569/500
Instrument	I-2024-005453

Lender

Name	BANCFIRST
Type	Bank
Address	CHANDLER, OK 74834

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 23, 2025

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	349712 E 820 RD, STROUD, OK 74079-3247
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800133 S 3480 RD, CUSHING, OK 74023-5331

Mortgage

Document Number	002589/305
Date	Jan 27, 2025
Book Page	2589/305
Instrument	I-2025-000543

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN OK
Recording Date	Nov 28, 2023
Property Address	349712 E 820 RD, STROUD, OK 74079-3247
Document Number	002536/272
Book / Page	2536 / 272
Instrument Date	Nov 27, 2023
Instrument	I-2023-007945
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800183 S 3480 RD, CUSHING, OK 74023-5331

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Aug 9, 2023
Property Address	349712 E 820 RD, STROUD, OK 74079-3247
Document Number	002523/129
Book / Page	2523 / 129
Instrument Date	Jul 18, 2023
Instrument	I-2023-005393
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 STEELE AVE, CHANDLER, OK 74834-2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,860 (+2.1%) Land $194 Building $38,666	$353,273 (+1.96%) Land $1,764 Building $351,509
2025	$3,346.00 Homeowner's exemption	$38,060 Land $194 Building $37,866	$346,482 Land $1,764 Building $344,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 80% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Central Oklahoma Telephone Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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