354969 E 820 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 354969 E 820 Rd, Stroud, OK 74079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,908 sqft · built 1971
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (Sep 2025)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10957`

Property Details

APN / Parcel Number

Primary APN	`10957`
Alternative APN	`0000-32-16N-06E-1-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Basement Area	126 sqft
Unfinished Basement	126 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	234 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	10957
Street Address	354969 E 820 RD
City	STROUD
State	OK
Zip	74079-3254
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	IP
Legal Description	80 AC 32-16-6 E/2 NE/4 16-6-32-100-001
Legal Range	06E
Legal Township	16N
Legal Section	32
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	2
Census Block	2016
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	354969 E 820 RD, STROUD, OK 74079-3254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Dec 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	May 16, 2003 · Amount on Record
Deed Document Number	20256492
Deed Book / Page	2625 / 281
Prior Transfer Date	Mar 15, 2002
Prior Transfer Doc	1509000086
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	354969 E 820 RD, STROUD, OK 74079-3254
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354969 E 820 RD, STROUD, OK 74079-3254

Mortgage

Document Number	002514/152
Date	May 26, 2023
Book Page	2514/152
Instrument	I-2023-003524

Lender

Name	BANCFIRST
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2038

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	354969 E 820 RD, STROUD, OK 74079-3254
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002449/485
Date	Dec 10, 2021
Book Page	2449/485
Instrument	I-2021-009757

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2041

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,291 (-16.31%) Land $1,739 Building $9,552	$102,645 (-16.31%) Land $15,809 Building $86,836
2025	$1,186.00 (+25.37%) Homeowner's exemption	$13,492 (+4.92%) Land $3,839 Building $9,653	$122,655 (-18.98%) Land $34,900 Building $87,755
2024	$946.00 (-3.57%)	$12,859 (+2.25%) Land $3,839 Building $9,020
2022	$981.00 Homeowner's exemption	$12,576 Land $2,899 Building $9,677	$151,387 Land $34,904 Building $116,483

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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