350182 E 820 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 350182 E 820 Rd, Stroud, OK 74079

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,552 sqft · built 2004
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2019)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10659`

Property Details

APN / Parcel Number

Primary APN	`10659`
Alternative APN	`0000-27-16N-05E-3-002-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
1st Floor Area	1,584 sqft
Upper Floors Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	10659
Street Address	350182 E 820 RD
City	STROUD
State	OK
Zip	74079-3263
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	20 AC MOL 27-16-5 S/2 SW/4 SW/4 16-05-027-300-002
Legal Range	05E
Legal Township	16N
Legal Section	27
Legal Subdivision	U S GOVERNMENT SURVEY
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	1
Census Block	1114
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	350182 E 820 RD, STROUD, OK 74079-3263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 6, 2019	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Nov 5, 2014
Deed Document Number	20191488
Deed Book / Page	2326 / 572
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	350182 E 820 RD, STROUD, OK 74079-3263
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002307/535
Date	Sep 24, 2018
Book Page	2307/535
Instrument	06327

Lender

Name	BANCFIRST
Type	Bank
Address	CHANDLER, OK 74834

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 18, 2043

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	350182 E 820 RD, STROUD, OK 74079-3263
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	BUFFALO LAND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002438/783
Date	Sep 29, 2021
Book Page	2438/783
Instrument	7600

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Mar 6, 2019
Property Address	350182 E 820 RD, STROUD, OK 74079-3263
Document Number	002326/572
Book / Page	2326 / 572
Instrument Date	Feb 27, 2019
Instrument	01488
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	LINN COUNTY TITLE, LINCOLN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	350182 E 820 RD, STROUD, OK 74079-3263

Mortgage

Document Number	0000001489
Date	Mar 6, 2019
Instrument	01489

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,418 (+3%) Land $299 Building $36,119	$331,073 (-9.56%) Land $2,722 Building $328,351
2025	$3,108.00 (+1.07%) Homeowner's exemption	$35,357 (+9.37%) Land $294 Building $35,063	$366,054 (+0.59%) Land $3,045 Building $363,009
2024	$3,075.00 (+16.35%)	$32,327 (+0.48%) Land $335 Building $31,992
2022	$2,643.00 Homeowner's exemption	$32,173 Land $335 Building $31,838	$363,903 Land $3,046 Building $360,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 72% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Central Oklahoma Telephone Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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