3544 Saddle Ridge Rd, Stem, NC 27581 Property Records

Granville County property record for 3544 Saddle Ridge Rd, Stem, NC 27581

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,183 sqft · built 2004
Lot Size1.06 acres (46,606 sqft)
Owner2 Individual Names on Record
Last Sale$234,000 (Dec 2004)
Tax Bill$4,258 (2025)
Flood ZoneZone X (minimal risk)
APN22787-9787302

Property Details

APN / Parcel Number

Primary APN22787-9787302
Alternative APNs
  • 087900424681
  • 087900 121
  • 9787302

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,183 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,606 sqft (1.06 acres)
Garage TypeAttached
Garage Area1,494 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area1,256 sqft
PorchPatio
Porch Area534 sqft
Patio Area299 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number9787302
Street Address3544 SADDLE RIDGE RD
CitySTEM
StateNC
Zip27581-9277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR40
Legal Description3544 SADDLE RIDGE RD
Legal SubdivisionSADDLE RDG
JurisdictionGRANVILLE NC
Township / Civil DivisionTALLY HO
Census Block Group1
Census Block1009
Census Tract970701

Owner

Source: Granville County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3544 SADDLE RIDGE RD, STEM, NC 27581-9277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2004 · Amount on Record
Deed SaleDec 30, 2004 · Amount on Record
Deed Book / Page1066 / 314
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,258.00 (+14.83%)$602,311 (+48.46%) Land $66,500 Building $535,811
2024$602,311 (+48.46%) Land $66,500 Building $535,811
2023$3,708.00 (+0.14%)$405,694 (-) Land $40,000 Building $365,694$405,694 (-) Land $40,000 Building $365,694
2022$3,703.00$405,694 Land $40,000 Building $365,694$405,694 Land $40,000 Building $365,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Saddle Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number