Granville County property record for 3550 Saddle Ridge Rd, Stem, NC 27581
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,082 sqft · built 2004 |
| Lot Size | 2.31 acres (100,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,000 (Aug 2004) |
| Tax Bill | $3,546 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22885-21039302 |
| Primary APN | 22885-21039302 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,082 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 100,628 sqft (2.31 acres) |
| Garage Type | Attached |
| Garage Area | 1,105 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 846 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 21039302 |
|---|---|
| Street Address | 3550 SADDLE RIDGE RD |
| City | STEM |
| State | NC |
| Zip | 27581-9277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | 3550 SADDLE RIDGE DR |
| Legal Subdivision | SADDLE RDG |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970701 |
3550 Saddle Ridge Rd is owned and occupied by two individuals who bought it in August 2004.
Source: Granville County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3550 SADDLE RIDGE RD, STEM, NC 27581-9277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2004 · Amount on File |
| Deed Sale | Aug 31, 2004 · Amount on File |
| Deed Book / Page | 1048 / 558 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3550 Saddle Ridge Rd was $3,546.
Source: Granville County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,465 (-) Land $66,500 Building $429,965 | ||
| 2025 | $3,546.00 | $496,465 Land $66,500 Building $429,965 | $496,465 (-) Land $66,500 Building $429,965 |
| 2024 | $496,465 (+56.88%) Land $66,500 Building $429,965 | ||
| 2023 | $2,940.00 (+0.72%) | $316,457 (-) Land $40,000 Building $276,457 | $316,457 (-) Land $40,000 Building $276,457 |
| 2022 | $2,919.00 | $316,457 Land $40,000 Building $276,457 | $316,457 Land $40,000 Building $276,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3550 Saddle Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3550 Saddle Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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