3542 Saddle Ridge Rd, Stem, NC 27581 Property Records

Granville County property record for 3542 Saddle Ridge Rd, Stem, NC 27581

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,879 sqft · built 2006
Lot Size0.928 acres (40,432 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Mar 2007)
Tax Bill$2,551 (2025)
Flood ZoneZone X (minimal risk)
APN22784-44035301

Property Details

APN / Parcel Number

Primary APN22784-44035301
Alternative APNs
  • 087900426457
  • 087900 120
  • 44035301

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,879 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,432 sqft (0.928 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area128 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number44035301
Street Address3542 SADDLE RIDGE RD
CitySTEM
StateNC
Zip27581-9277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR40
Legal Description3542 SADDLE RIDGE RD
Legal SubdivisionSADDLE RDG
JurisdictionGRANVILLE NC
Township / Civil DivisionTALLY HO
Census Block Group1
Census Block1009
Census Tract970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3542 SADDLE RIDGE RD, STEM, NC 27581-9277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2007 · Amount on Record
Deed SaleMar 15, 2007 · Amount on Record
Deed Book / Page1198 / 832
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$361,990 (-) Land $66,500 Building $295,490
2025$2,551.00 (+22.64%)$361,990 (+58.26%) Land $66,500 Building $295,490$361,990 (-) Land $66,500 Building $295,490
2024$361,990 (+58.26%) Land $66,500 Building $295,490
2023$2,080.00 (+0.48%)$228,737 (-) Land $40,000 Building $188,737$228,737 (-) Land $40,000 Building $188,737
2022$2,070.00$228,737 Land $40,000 Building $188,737$228,737 Land $40,000 Building $188,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Saddle Ridge Rd

Nearby Streets

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