Granville County property record for 3535 Saddle Ridge Rd, Stem, NC 27581
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,861 sqft · built 2004 |
| Lot Size | 1.05 acres (46,085 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Dec 2005) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22661-65300302 |
| Primary APN | 22661-65300302 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,861 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 46,085 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 467 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 92 sqft |
| Deck Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 65300302 |
|---|---|
| Street Address | 3535 SADDLE RIDGE RD |
| City | STEM |
| State | NC |
| Zip | 27581-9277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | 3535 SADDLE RIDGE RD |
| Legal Subdivision | SADDLE RDG |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970701 |
Source: Granville County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3535 SADDLE RIDGE RD, STEM, NC 27581-9277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2005 · Amount on Record |
| Deed Sale | Dec 30, 2005 · Amount on Record |
| Deed Book / Page | 1126 / 356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 3535 SADDLE RIDGE RD, STEM, NC 27581-9277 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 3535 SADDLE RIDGE RD, STEM, NC 27581-9277 |
| Document Number | 001946/611 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 1946/611 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Granville County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 (+21.28%) | $342,802 (+57.72%) Land $53,200 Building $289,602 | |
| 2024 | $342,802 (+57.72%) Land $53,200 Building $289,602 | ||
| 2023 | $2,054.00 (+0.98%) | $217,351 (-) Land $32,000 Building $185,351 | $217,351 (-) Land $32,000 Building $185,351 |
| 2022 | $2,034.00 | $217,351 Land $32,000 Building $185,351 | $217,351 Land $32,000 Building $185,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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